Codington County, South Dakota

County Distress Index: Healthy · 30.5 | 28,971 people · 36th most distressed in South Dakota
American Default Research

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Codington County, SD ranks among the least distressed counties in the country at 30.5 — 2869th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within South Dakota, it ranks 36th of 66 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Codington County's primary driver is Housing Cost Burden at 60.7 — above the national median.

Housing Cost Burden Primary driver 60.7
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 77
Homeownership Rate 79
Rent-to-Income Ratio 35
Income & Poverty 34.6
Poverty Rate 32
Income vs. State Median 54
Child Poverty Rate 18
Community Vulnerability 23.4
Uninsured Rate 37
Disability Rate 10
Employment & Wages 18.5
Unemployment Rate 4
Wage-to-Rent Ratio 50
Business Formation Rate 1
Debt & Delinquency 15.5
Debt in Collections 7
Medical Debt 26
Student Loan Delinquency 8
Auto Loan Delinquency 9
Credit Card Delinquency 12
Bankruptcy Filing Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Codington County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Codington County
Codington County, SD 30.5 Healthy —
Day County, SD 33.0 Healthy +2.5
Grant County, SD 30.1 Healthy -0.5
Clark County, SD 26.0 Healthy -4.6
Deuel County, SD 21.0 Healthy -9.5
Hamlin County, SD 18.3 Healthy -12.3

Population Peers

County Score Zone vs. Codington County
Wyoming County, NY 30.6 Healthy +0.1
Cass County, NE 30.8 Healthy +0.3
Sibley County, MN 30.2 Healthy -0.3
Clinton County, IL 30.9 Healthy +0.3
Wright County, IA 30.2 Healthy -0.3

Download Data

Export all distress indicators for Codington County as a CSV file.

Find Help in Codington County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Codington County.

CCCS OF LSS - SOUTH DAKOTA
WATERTOWN
605-882-2228 Website
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPre-Purchase

See all counselors in South Dakota →

Find an Attorney

State Bar of South Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of South Dakota Lawyer Referral Service 605-224-7554

Free Legal Aid

Legal aid organizations serving Codington County residents at no cost.

East River Legal Services 1-800-952-3015
Dakota Plains Legal Services 1-800-658-2297

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in South Dakota →

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Frequently Asked Questions

  • What is the distress score for Codington County, South Dakota?

    Codington County has a County Distress Index score of 30.5 out of 100, placing it in the Healthy zone. It ranks 2,869th nationally out of 3,144 counties and 36th in South Dakota out of 66 counties.

  • What drives financial distress in Codington County?

    The primary driver of distress in Codington County is Housing Cost Burden, where the county scores 60.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Codington County compare to neighboring counties?

    Codington County (30.5) can be compared to its 5 neighboring counties: Day County, SD (33.0); Grant County, SD (30.1); Clark County, SD (26.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Codington County?

    Codington County, South Dakota has a population of approximately 28,971 (2023 Census estimate), classified as a small county.