Thomas County, Nebraska

County Distress Index: Normal · 39.9 | 677 people · 36th most distressed in Nebraska

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Thomas County, NE falls within the normal range for household financial distress at 39.9 — 2357th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Nebraska, it ranks 36th of 93 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Thomas County's primary driver is Employment & Wages at 70.0 — above the national median.

Employment & Wages Primary driver 70.0
Unemployment Rate 74
Wage-to-Rent Ratio 71
Business Formation Rate 65
Income & Poverty 66.1
Poverty Rate 46
Income vs. State Median 80
Child Poverty Rate 72
Debt & Delinquency 28.2
Debt in Collections 17
Medical Debt 29
Student Loan Delinquency 28
Auto Loan Delinquency 22
Credit Card Delinquency 29
Bankruptcy Filing Rate 44
Housing Cost Burden 26.4
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 8
Homeownership Rate 71
Rent-to-Income Ratio 42
Community Vulnerability 8.7
Uninsured Rate 12
Disability Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Thomas County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Thomas County
Thomas County, NE 39.9 Normal
Hooker County, NE 46.1 Normal +6.2
Blaine County, NE 43.6 Normal +3.7
McPherson County, NE 42.0 Normal +2.1
Cherry County, NE 39.7 Normal -0.1
Logan County, NE 31.2 Healthy -8.7

Population Peers

County Score Zone vs. Thomas County
Yuma County, CO 39.9 Normal -0.0
Meagher County, MT 39.9 Normal +0.1
Power County, ID 40.0 Normal +0.1
Edwards County, KS 40.0 Normal +0.1
Mercer County, MO 40.0 Normal +0.1

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