Nemaha County, Nebraska

County Distress Index: Normal · 40.5 | 7,076 people · 35th most distressed in Nebraska
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Nemaha County, NE falls within the normal range for household financial distress at 40.5 — 2322nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Nebraska, it ranks 35th of 93 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Nemaha County's primary driver is Community Vulnerability at 65.8 — above the national median.

Community Vulnerability Primary driver 65.8
Uninsured Rate 67
Disability Rate 65
Employment & Wages 38.7
Unemployment Rate 30
Wage-to-Rent Ratio 5
Business Formation Rate 81
Housing Cost Burden 35.9
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 5
Homeownership Rate 68
Rent-to-Income Ratio 16
Income & Poverty 35.3
Poverty Rate 36
Income vs. State Median 47
Child Poverty Rate 23
Debt & Delinquency 26.5
Debt in Collections 20
Medical Debt 26
Student Loan Delinquency 28
Auto Loan Delinquency 20
Credit Card Delinquency 29
Bankruptcy Filing Rate 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Nemaha County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Nemaha County
Nemaha County, NE 40.5 Normal —
Pawnee County, NE 49.6 Normal +9.1
Johnson County, NE 43.9 Normal +3.4
Holt County, MO 41.3 Normal +0.8
Richardson County, NE 39.1 Normal -1.4
Atchison County, MO 37.9 Normal -2.6
Otoe County, NE 26.4 Healthy -14.1

Population Peers

County Score Zone vs. Nemaha County
Lake County, CO 40.3 Normal -0.1
Irion County, TX 40.6 Normal +0.1
Yoakum County, TX 40.6 Normal +0.2
Washakie County, WY 40.3 Normal -0.2
Lane County, KS 40.2 Normal -0.2

Download Data

Export all distress indicators for Nemaha County as a CSV file.

Find Help in Nemaha County

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Nemaha County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Nebraska →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Nemaha County, Nebraska?

    Nemaha County has a County Distress Index score of 40.5 out of 100, placing it in the Normal zone. It ranks 2,322nd nationally out of 3,144 counties and 35th in Nebraska out of 93 counties.

  • What drives financial distress in Nemaha County?

    The primary driver of distress in Nemaha County is Community Vulnerability, where the county scores 65.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Nemaha County compare to neighboring counties?

    Nemaha County (40.5) can be compared to its 6 neighboring counties: Pawnee County, NE (49.6); Johnson County, NE (43.9); Holt County, MO (41.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Nemaha County?

    Nemaha County, Nebraska has a population of approximately 7,076 (2023 Census estimate), classified as a tiny county.