About one in five people in Stoddard County, Missouri, has a disability

In Stoddard County, 20.8% of people reported a disability (Census Bureau, American Community Survey, 2020 to 2024). That is higher than in 83% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
28th
of 115 counties in Missouri
70score /100

More distressed than 70% of U.S. counties.

What drives Stoddard County's score

In Stoddard County, income and the safety net weighs most: the score for income and the safety net is 72.5. About one in five people (20.8%, 2020 to 2024) has a disability, a higher share than in 83% of U.S. counties. Collections and bankruptcy comes next, at 71.9.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Stoddard County does better than most counties on one measure: renters paying half their income or more in rent (10.8%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Stoddard County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Income and safety net

    Biggest factor
    72.5 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      18.7% · 2024
      58th percentile
    • People with a disability
      20.8% · 2020 to 2024
      83rd percentile
    • Median household income (lower income, longer bar)
      $55,245 · 2024
      82nd percentile
    • People below the poverty line
      14.8% · 2024
      63rd percentile
    • People without health insurance
      11.2% · 2020 to 2024
      74th percentile
  • Collections and bankruptcy

    71.9 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      27.4% · August 2025
      65th percentile
    • Bankruptcy filings per 100,000 people
      214.8 · 2025
      78th percentile
  • Late payments

    69.8 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      6.7% · August 2025
      69th percentile
    • People with a credit card behind
      6.6% · August 2025
      67th percentile
    • People with a subprime credit score
      29.3% · Q4 2025
      73rd percentile
  • Jobs

    60.6 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      23.9% · 2020 to 2024
      68th percentile
    • Unemployment rate, 12-month average
      4.1% · Sep 2025 to Aug 2026
      53rd percentile
  • Housing costs

    33.5 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      20.9% · fiscal year 2027
      52nd percentile
    • Renters paying half their income or more in rent
      10.8% · 2020 to 2024
      14th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Stoddard County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Stoddard County

53 12 35

Missouri

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Stoddard County in 2024, pay from work was 53 cents of every dollar of income. Income from investments and rentals was 12 cents. Benefit checks were 35 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 18 cents of every dollar in 1969, but pay from work still brings in more.

In Stoddard County, benefit checks rose from 18 to 35 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Stoddard County, Missouri: 34.9% and 53.1% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 34.9% Pay 53.1% 0%20%40%60%80% 196920002024 Benefits 34.9% Pay 53.1%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Stoddard County, Missouri American Default · americandefault.org

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The quote: In 2024, benefit checks made up 34.9% of all personal income in Stoddard County, Missouri (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Stoddard County, 20.6% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Stoddard County has changed

The number of people living in Stoddard County stayed about the same between 1969 and 2024, from 26,350 to 28,438. The number of jobs located there stayed about the same from 1990 to 2024.

Unemployment fell from 8.9% in 1990 to 4.5% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 26,350 2024 28,438 BEA
Jobs located in the countyBLS QCEW 1990 9,083 2024 9,951 BLS QCEW
Unemployment rateBLS LAUS 1990 8.9% 2025 4.5% BLS LAUS
People below the poverty lineCensus SAIPE 1989 18.2% 2024 14.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $19,770 2024 $55,245 Census SAIPE
Share of income from benefit checksBEA 1969 17.7% 2024 34.9% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Stoddard County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1950 Census count of 33,463. The 2020 Census counted 28,672, 86% of the peak. Census Bureau

  2. 2006

    Thunderstorm wind: one death. NOAA Storm Events Database

  3. 2009

    Flood: one death. NOAA Storm Events Database

  4. 2011

    Flood: $3.5 million in property damage. NOAA Storm Events Database

  5. 2012

    Tornado: one death. NOAA Storm Events Database

  6. Since 1973

    26 federal disaster and emergency declarations have covered Stoddard County, 18 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Stoddard County beside its neighbors

Of the seven counties that border Stoddard County, four score higher. For the share of income from benefit checks, Stoddard County ranks 5th of the eight; Wayne County is highest, at 47.6%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Dunklin County, MO 96 3rd of 115 25.4% 41.3%
Wayne County, MO 96 4th of 115 19.6% 47.6%
Butler County, MO 93 7th of 115 20.3% 38.2%
New Madrid County, MO 90 8th of 115 19.1% 32.5%
Stoddard County, MO 70 28th of 115 14.8% 34.9%
Scott County, MO 66 32nd of 115 13.5% 32.5%
Bollinger County, MO 55 46th of 115 14.5% 35.6%
Cape Girardeau County, MO 39 71st of 115 12.4% 23.0%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Stoddard County the poorest county in Missouri?

No, Stoddard County's poverty rate was 14.8% in 2024, 44th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Stoddard County ranks 28th of 115 in the state.

Stoddard County in photographs

Places in Stoddard County from Wikimedia Commons, each captioned in its photographer's own words.

Located at Dexter, Stoddard County, Missouri

Located at Dexter, Stoddard County, Missouri.

Photo: Skye Marthaler via Wikimedia Commons, CC BY-SA 3.0

Stoddard County, Missouri: common questions

What is the poverty rate in Stoddard County, Missouri?

14.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in seven people. Among children it was 18.7%.

Is Stoddard County the poorest county in Missouri?

No, Stoddard County's poverty rate was 14.8% in 2024, 44th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Stoddard County ranks 28th of 115 in the state.

What is the population of Stoddard County, Missouri?

About 28,438 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 28,672, 86% of the county's peak of 33,463 in 1950.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Stoddard County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Missouri foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Stoddard County · Every U.S. county (CSV)

Cite this Stoddard County, Missouri, scores 70 on the County Distress Index (data through Aug 2026): more distressed than 70% of U.S. counties · American Default Research · americandefault.org/counties/missouri/stoddard-county-mo/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Stoddard County comes from, 2024.
  • History The agencies named in each row and the linked records above.