About one in four people in Clarke County, Mississippi, has a disability

In Clarke County, 24.4% of people reported a disability (Census Bureau, American Community Survey, 2020 to 2024). That is higher than in 95% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
31st
of 82 counties in Mississippi
92score /100

More distressed than 92% of U.S. counties.

What drives Clarke County's score

In Clarke County, late payments on loans weigh most: the score for late payments on loans is 91.3. People with a car or retail loan behind: 11.2%, August 2025, higher than in 95% of U.S. counties. Income and the safety net comes next, at 87.5.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Clarke County does better than most counties on two measures: unemployment rate, 12-month average (3.9%, Sep 2025 to Aug 2026) and rent on a two-bedroom as a share of the median income (20.6%, fiscal year 2027).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Clarke County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    91.3 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      11.2% · August 2025
      95th percentile
    • People with a credit card behind
      9.1% · August 2025
      91st percentile
    • People with a subprime credit score
      34.8% · Q4 2025
      87th percentile
  • Income and safety net

    87.5 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      26.2% · 2024
      84th percentile
    • People with a disability
      24.4% · 2020 to 2024
      95th percentile
    • Median household income (lower income, longer bar)
      $52,695 · 2024
      87th percentile
    • People below the poverty line
      19.6% · 2024
      86th percentile
    • People without health insurance
      13.3% · 2020 to 2024
      84th percentile
  • Collections and bankruptcy

    80.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      31.7% · August 2025
      78th percentile
    • Bankruptcy filings per 100,000 people
      229.8 · 2025
      81st percentile
  • Jobs

    68.7 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      31.5% · 2020 to 2024
      91st percentile
    • Unemployment rate, 12-month average
      3.9% · Sep 2025 to Aug 2026
      45th percentile
  • Housing costs

    60.4 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      20.6% · fiscal year 2027
      49th percentile
    • Renters paying half their income or more in rent
      21.8% · 2020 to 2024
      71st percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Clarke County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Clarke County

52 12 37

Mississippi

55 17 28

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Clarke County in 2024, pay from work was 52 cents of every dollar of income. Income from investments and rentals was 12 cents. Benefit checks were 37 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 15 cents of every dollar in 1969, but pay from work still brings in more.

In Clarke County, benefit checks rose from 15 to 37 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Clarke County, Mississippi: 36.8% and 51.5% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 36.8% Pay 51.5% 0%20%40%60%80% 196920002024 Benefits 36.8% Pay 51.5%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Clarke County, Mississippi American Default · americandefault.org

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The quote: In 2024, benefit checks made up 36.8% of all personal income in Clarke County, Mississippi (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Clarke County, 22.3% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Clarke County has changed

The number of people living in Clarke County stayed about the same between 1969 and 2024, from 15,193 to 15,155. The number of jobs located there fell by about four in 10 from 1990 to 2024.

Unemployment fell from 7.1% in 1990 to 4.1% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 15,193 2024 15,155 BEA
Jobs located in the countyBLS QCEW 1990 4,604 2024 2,987 BLS QCEW
Unemployment rateBLS LAUS 1990 7.1% 2025 4.1% BLS LAUS
People below the poverty lineCensus SAIPE 1989 19.8% 2024 19.6% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $18,999 2024 $52,695 Census SAIPE
Share of income from benefit checksBEA 1969 15.2% 2024 36.8% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Clarke County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1910 Census count of 21,630. The 2020 Census counted 15,615, 72% of the peak. Census Bureau

  2. 1987

    Tornado: $25 million in property damage. NOAA Storm Events Database

  3. 2011

    Flash flood: $3 million in property damage. NOAA Storm Events Database

  4. 2011

    Tornado: four deaths. NOAA Storm Events Database

  5. 2014

    Lightning: one death. NOAA Storm Events Database

  6. Since 1973

    25 federal disaster and emergency declarations have covered Clarke County, 10 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Clarke County beside its neighbors

Of the four counties that border Clarke County, in Mississippi and Alabama, two score higher. For the share of income from benefit checks, Clarke County ranks 2nd of the five; Choctaw County is highest, at 39.2%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Jasper County, MS 95 24th of 82 19.6% 34.5%
Choctaw County, AL 93 17th of 67 21.9% 39.2%
Clarke County, MS 92 31st of 82 19.6% 36.8%
Lauderdale County, MS 92 34th of 82 20.0% 29.7%
Wayne County, MS 91 36th of 82 21.3% 32.1%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Clarke County the poorest county in Mississippi?

No, Clarke County's poverty rate was 19.6% in 2024, 44th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Clarke County ranks 31st of 82 in the state.

Clarke County in photographs

Places in Clarke County from Wikimedia Commons, each captioned in its photographer's own words.

Clarke County, Mississippi: common questions

What is the poverty rate in Clarke County, Mississippi?

19.6% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in five people. Among children it was 26.2%.

Is Clarke County the poorest county in Mississippi?

No, Clarke County's poverty rate was 19.6% in 2024, 44th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Clarke County ranks 31st of 82 in the state.

What is the population of Clarke County, Mississippi?

About 15,155 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 15,615, 72% of the county's peak of 21,630 in 1910.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Clarke County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Mississippi foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Clarke County · Every U.S. county (CSV)

Cite this Clarke County, Mississippi, scores 92 on the County Distress Index (data through Aug 2026): more distressed than 92% of U.S. counties · American Default Research · americandefault.org/counties/mississippi/clarke-county-ms/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Clarke County comes from, 2024.
  • History The agencies named in each row and the linked records above.