Luce County, Michigan

County Distress Index: Elevated · 62.6 | 6,435 people · 7th most distressed in Michigan

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Luce County, MI registers elevated household financial distress with a score of 62.6 — 646th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Michigan, it ranks 7th of 83 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Luce County's primary driver is Income & Poverty at 84.8 — worse than roughly 85% of U.S. counties.

Income & Poverty Primary driver 84.8
Poverty Rate 87
Income vs. State Median 83
Child Poverty Rate 84
Employment & Wages 79.4
Unemployment Rate 95
Wage-to-Rent Ratio 48
Business Formation Rate 95
Community Vulnerability 54.6
Uninsured Rate 14
Disability Rate 95
Housing Cost Burden 52.8
Rent-Burdened (30%+) 76
Severely Rent-Burdened (50%+) 75
Mortgage-Burdened (30%+) 22
Homeownership Rate 25
Rent-to-Income Ratio 67
Debt & Delinquency 41.2
Debt in Collections 39
Medical Debt 80
Student Loan Delinquency 46
Auto Loan Delinquency 72
Credit Card Delinquency 5
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Luce County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Luce County
Luce County, MI 62.6 Elevated
Mackinac County, MI 56.9 Elevated -5.7
Schoolcraft County, MI 52.6 Elevated -10.0
Chippewa County, MI 51.3 Elevated -11.3
Alger County, MI 44.8 Normal -17.8

Population Peers

County Score Zone vs. Luce County
Iron County, MO 62.6 Elevated 0.0
Delta County, TX 62.5 Elevated -0.0
Hoonah-Angoon Census Area, AK 62.5 Elevated -0.0
Wheeler County, OR 62.5 Elevated -0.0
Wilkinson County, GA 62.4 Elevated -0.2

Download Data

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Find Help in Luce County

Find an Attorney

State Bar of Michigan Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Luce County residents at no cost.

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

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