Somerset County, Maine

County Distress Index: Elevated · 58.7 | 51,302 people · 3rd most distressed in Maine

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Somerset County, ME registers elevated household financial distress with a score of 58.7 — 923rd nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Maine, it ranks 3rd of 16 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Somerset County's primary driver is Employment & Wages at 71.2 — above the national median.

Employment & Wages Primary driver 71.2
Unemployment Rate 74
Wage-to-Rent Ratio 68
Business Formation Rate 71
Community Vulnerability 61.0
Uninsured Rate 47
Disability Rate 75
Income & Poverty 59.8
Poverty Rate 48
Income vs. State Median 81
Child Poverty Rate 51
Housing Cost Burden 55.8
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 47
Mortgage-Burdened (30%+) 70
Homeownership Rate 34
Rent-to-Income Ratio 88
Debt & Delinquency 45.6
Debt in Collections 68
Medical Debt 92
Student Loan Delinquency 44
Auto Loan Delinquency 12
Credit Card Delinquency 50
Bankruptcy Filing Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Somerset County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Somerset County
Somerset County, ME 58.7 Elevated
Piscataquis County, ME 63.1 Elevated +4.4
Aroostook County, ME 57.4 Elevated -1.3
Penobscot County, ME 53.5 Elevated -5.1
Franklin County, ME 52.8 Elevated -5.9
Waldo County, ME 52.3 Elevated -6.3
Kennebec County, ME 48.4 Normal -10.3

Population Peers

County Score Zone vs. Somerset County
Greene County, TN 58.6 Elevated -0.1
St. Martin Parish, LA 58.6 Elevated -0.1
Chautauqua County, NY 58.5 Elevated -0.2
Cherokee County, SC 58.4 Elevated -0.3
Payne County, OK 59.0 Elevated +0.3

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