Concordia Parish, Louisiana
Above the national median for unemployment — and 6.0× the rate of the healthiest U.S. county (Loving County, TX — 1%).
Main Findings
Concordia Parish, Louisiana ranks 24th most distressed in the United States on the County Distress Index. The driver: 6% of the labor force is unemployed — above the national median of 4%. Its highest-scoring domain is Labor.
- 24th of 3,144 counties on the County Distress Index — 87.8 · very high county distress, 3rd in Louisiana.
- 6% of the labor force is unemployed (U.S. median 4%). Unemployment at the 95th percentile nationally. Source: U.S. Bureau of Labor Statistics, LAUS (May 2026).
- Auto loan delinquency at 13% — national median 5%, ranked at the 95th percentile. Source: Urban Institute Debt in America (2025).
- Debt in collections at 42% — national median 23%, ranked at the 95th percentile. Source: Urban Institute Debt in America (2025).
- Child poverty rate at 35% — national median 18%, ranked at the 95th percentile. Source: U.S. Census Bureau, SAIPE (2023).
Neighbors span three CDI score labels. The 36-point drop to West Feliciana Parish marks where the Louisiana distress corridor ends.
Concordia Parish has a very high county distress score. The domain table shows which local pressure carries the composite.
The CDI gives this county a very high county distress label. The five-domain profile shows which local pressures carry the score. Its highest-scoring domain is Labor.
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, SAIPE (2023), 35% of children under 18 in Concordia Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Concordia Parish's CDI Score
Every number traces to a public source. Concordia Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.
| Indicator | Concordia Parish | LA median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 95 · Rank 75 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 13% | 8% | 5% | 95th | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 12% | 8% | 5% | 95th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 39% | 35% | 23% | 94th | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 88 · Rank 188 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 42% | 34% | 23% | 95th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 226 | 225 | 126 | 81st | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 74 · Rank 584 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 23% | 22% | 21% | 68th | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 23% | 21% | 18% | 80th | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 95 · Rank 68 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 6% | 5% | 4% | 95th | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 87 · Rank 137 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 35% | 28% | 18% | 95th | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 22% | 17% | 16% | 88th | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 25% | 20% | 14% | 95th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 9% | 8% | 8% | 61st | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Concordia Parish data — in under 60 seconds.
Draft wire copy 130-word AP-style article — use freely with attribution
VIDALIA, La. — Concordia Parish ranks 24th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 87.8 out of 100 gives Concordia Parish a very high county distress label. Among 3,144 U.S. counties scored, only 23 rank more distressed. Within Louisiana, Concordia Parish ranks third of 64 parishes.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies labor as the primary driver in Concordia Parish. 6% of the labor force is unemployed — above the national median of 4%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Concordia Parish's CDI score, and what does it mean?
What drives Concordia Parish's distress score?
How does Concordia Parish compare to its neighbors?
How is the County Distress Index calculated?
Concordia Parish resident looking for help? HUD counselors, legal aid, and attorney referrals →