McCracken County, Kentucky

County Distress Index: Normal · 47.7 | 67,428 people · 91st most distressed in Kentucky
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McCracken County, KY falls within the normal range for household financial distress at 47.7 — 1775th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Kentucky, it ranks 91st of 120 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McCracken County's primary driver is Debt & Delinquency at 56.6 — above the national median.

Debt & Delinquency Primary driver 56.6
Debt in Collections 61
Medical Debt 70
Student Loan Delinquency 1
Auto Loan Delinquency 81
Credit Card Delinquency 57
Bankruptcy Filing Rate 70
Housing Cost Burden 55.9
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 58
Mortgage-Burdened (30%+) 28
Homeownership Rate 79
Rent-to-Income Ratio 48
Income & Poverty 53.7
Poverty Rate 66
Income vs. State Median 29
Child Poverty Rate 66
Community Vulnerability 38.0
Uninsured Rate 25
Disability Rate 51
Employment & Wages 34.3
Unemployment Rate 45
Wage-to-Rent Ratio 21
Business Formation Rate 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McCracken County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McCracken County
McCracken County, KY 47.7 Normal —
Pulaski County, IL 61.7 Elevated +14.0
Massac County, IL 56.5 Elevated +8.8
Graves County, KY 55.0 Elevated +7.3
Livingston County, KY 51.6 Elevated +4.0
Marshall County, KY 46.2 Normal -1.5
Carlisle County, KY 45.0 Normal -2.6
Ballard County, KY 36.2 Normal -11.5

Population Peers

County Score Zone vs. McCracken County
Washington County, OH 47.7 Normal 0.0
Lamar County, MS 47.7 Normal +0.0
Pulaski County, MO 47.7 Normal +0.0
Lenawee County, MI 47.7 Normal +0.0
Hardin County, KY 47.6 Normal -0.1

Download Data

Export all distress indicators for McCracken County as a CSV file.

Find Help in McCracken County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near McCracken County.

KENTUCKY LEGAL AID, INCORPORATED
Paducah
270-782-5740 Website
Foreclosure PreventionPre-PurchaseRental Help

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Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving McCracken County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for McCracken County, Kentucky?

    McCracken County has a County Distress Index score of 47.7 out of 100, placing it in the Normal zone. It ranks 1,775th nationally out of 3,144 counties and 91st in Kentucky out of 120 counties.

  • What drives financial distress in McCracken County?

    The primary driver of distress in McCracken County is Debt & Delinquency, where the county scores 56.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does McCracken County compare to neighboring counties?

    McCracken County (47.7) can be compared to its 7 neighboring counties: Pulaski County, IL (61.7); Massac County, IL (56.5); Graves County, KY (55.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of McCracken County?

    McCracken County, Kentucky has a population of approximately 67,428 (2023 Census estimate), classified as a mid county.