Marshall County, Kentucky

County Distress Index: Normal · 46.2 | 31,744 people · 96th most distressed in Kentucky
American Default Research

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Marshall County, KY falls within the normal range for household financial distress at 46.2 — 1886th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Kentucky, it ranks 96th of 120 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Marshall County's primary driver is Community Vulnerability at 58.1 — above the national median.

Community Vulnerability Primary driver 58.1
Uninsured Rate 41
Disability Rate 75
Debt & Delinquency 48.8
Debt in Collections 37
Medical Debt 59
Student Loan Delinquency 29
Auto Loan Delinquency 59
Credit Card Delinquency 39
Bankruptcy Filing Rate 70
Income & Poverty 42.2
Poverty Rate 52
Income vs. State Median 27
Child Poverty Rate 47
Housing Cost Burden 41.3
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 74
Mortgage-Burdened (30%+) 29
Homeownership Rate 10
Rent-to-Income Ratio 14
Employment & Wages 40.3
Unemployment Rate 58
Wage-to-Rent Ratio 2
Business Formation Rate 61

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Marshall County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Marshall County
Marshall County, KY 46.2 Normal —
Trigg County, KY 60.8 Elevated +14.7
Calloway County, KY 58.4 Elevated +12.2
Graves County, KY 55.0 Elevated +8.8
Livingston County, KY 51.6 Elevated +5.5
McCracken County, KY 47.7 Normal +1.5
Lyon County, KY 46.9 Normal +0.7

Population Peers

County Score Zone vs. Marshall County
Brown County, IN 46.1 Normal -0.0
Schuyler County, NY 46.2 Normal +0.0
Finney County, KS 46.2 Normal +0.1
Cass County, IA 46.0 Normal -0.1
Huntingdon County, PA 46.0 Normal -0.1

Download Data

Export all distress indicators for Marshall County as a CSV file.

Find Help in Marshall County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Marshall County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Marshall County, Kentucky?

    Marshall County has a County Distress Index score of 46.2 out of 100, placing it in the Normal zone. It ranks 1,886th nationally out of 3,144 counties and 96th in Kentucky out of 120 counties.

  • What drives financial distress in Marshall County?

    The primary driver of distress in Marshall County is Community Vulnerability, where the county scores 58.1 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Marshall County compare to neighboring counties?

    Marshall County (46.2) can be compared to its 6 neighboring counties: Trigg County, KY (60.8); Calloway County, KY (58.4); Graves County, KY (55.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Marshall County?

    Marshall County, Kentucky has a population of approximately 31,744 (2023 Census estimate), classified as a small county.