Kenton County, Kentucky

County Distress Index: Normal · 37.4 | 171,321 people · 110th most distressed in Kentucky
American Default Research

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Kenton County, KY falls within the normal range for household financial distress at 37.4 — 2516th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Kentucky, it ranks 110th of 120 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Kenton County's primary driver is Housing Cost Burden at 59.8 — above the national median.

Housing Cost Burden Primary driver 59.8
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 71
Homeownership Rate 71
Rent-to-Income Ratio 44
Debt & Delinquency 51.1
Debt in Collections 56
Medical Debt 41
Student Loan Delinquency 34
Auto Loan Delinquency 55
Credit Card Delinquency 39
Bankruptcy Filing Rate 82
Employment & Wages 37.0
Unemployment Rate 30
Wage-to-Rent Ratio 27
Business Formation Rate 54
Income & Poverty 19.9
Poverty Rate 25
Income vs. State Median 5
Child Poverty Rate 29
Community Vulnerability 19.2
Uninsured Rate 12
Disability Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Kenton County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Kenton County
Kenton County, KY 37.4 Normal —
Pendleton County, KY 49.3 Normal +12.0
Hamilton County, OH 48.3 Normal +10.9
Grant County, KY 48.0 Normal +10.6
Campbell County, KY 37.6 Normal +0.2
Boone County, KY 32.2 Healthy -5.2

Population Peers

County Score Zone vs. Kenton County
Sangamon County, IL 37.4 Normal +0.0
Columbia County, GA 37.3 Normal -0.1
Hancock County, OH 37.3 Normal -0.1
Campbell County, KY 37.6 Normal +0.2
Ogle County, IL 37.6 Normal +0.3

Download Data

Export all distress indicators for Kenton County as a CSV file.

Find Help in Kenton County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Kenton County.

CATHOLIC CHARITIES, DIOCESE OF COVINGTON
Covington
859-581-8974 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education
LEGAL AID OF THE BLUEGRASS
Covington
859-431-8200
Foreclosure PreventionHomeless/DisplacementPre-PurchaseRental Help

See all counselors in Kentucky →

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Kenton County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kentucky →

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Frequently Asked Questions

  • What is the distress score for Kenton County, Kentucky?

    Kenton County has a County Distress Index score of 37.4 out of 100, placing it in the Normal zone. It ranks 2,516th nationally out of 3,144 counties and 110th in Kentucky out of 120 counties.

  • What drives financial distress in Kenton County?

    The primary driver of distress in Kenton County is Housing Cost Burden, where the county scores 59.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Kenton County compare to neighboring counties?

    Kenton County (37.4) can be compared to its 5 neighboring counties: Pendleton County, KY (49.3); Hamilton County, OH (48.3); Grant County, KY (48.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Kenton County?

    Kenton County, Kentucky has a population of approximately 171,321 (2023 Census estimate), classified as a mid county.