Campbell County, Kentucky

County Distress Index: Normal · 37.6 | 93,702 people · 109th most distressed in Kentucky
American Default Research

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Campbell County, KY falls within the normal range for household financial distress at 37.6 — 2509th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Kentucky, it ranks 109th of 120 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Campbell County's primary driver is Housing Cost Burden at 66.6 — above the national median.

Housing Cost Burden Primary driver 66.6
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 59
Homeownership Rate 66
Rent-to-Income Ratio 41
Employment & Wages 49.2
Unemployment Rate 27
Wage-to-Rent Ratio 72
Business Formation Rate 49
Debt & Delinquency 35.9
Debt in Collections 40
Medical Debt 40
Student Loan Delinquency 16
Auto Loan Delinquency 34
Credit Card Delinquency 19
Bankruptcy Filing Rate 66
Community Vulnerability 20.8
Uninsured Rate 13
Disability Rate 28
Income & Poverty 15.5
Poverty Rate 23
Income vs. State Median 5
Child Poverty Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Campbell County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Campbell County
Campbell County, KY 37.6 Normal —
Pendleton County, KY 49.3 Normal +11.8
Hamilton County, OH 48.3 Normal +10.7
Clermont County, OH 41.9 Normal +4.4
Kenton County, KY 37.4 Normal -0.2

Population Peers

County Score Zone vs. Campbell County
Ogle County, IL 37.6 Normal +0.1
Augusta County, VA 37.6 Normal +0.1
Sangamon County, IL 37.4 Normal -0.1
Kenton County, KY 37.4 Normal -0.2
Columbia County, GA 37.3 Normal -0.3

Download Data

Export all distress indicators for Campbell County as a CSV file.

Find Help in Campbell County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Campbell County.

BRIGHTON CENTER, INCORPORATED
NEWPORT
859-491-8303 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

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Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Campbell County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kentucky →

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Frequently Asked Questions

  • What is the distress score for Campbell County, Kentucky?

    Campbell County has a County Distress Index score of 37.6 out of 100, placing it in the Normal zone. It ranks 2,509th nationally out of 3,144 counties and 109th in Kentucky out of 120 counties.

  • What drives financial distress in Campbell County?

    The primary driver of distress in Campbell County is Housing Cost Burden, where the county scores 66.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Campbell County compare to neighboring counties?

    Campbell County (37.6) can be compared to its 4 neighboring counties: Pendleton County, KY (49.3); Hamilton County, OH (48.3); Clermont County, OH (41.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Campbell County?

    Campbell County, Kentucky has a population of approximately 93,702 (2023 Census estimate), classified as a mid county.