Unemployment in Tulare County, California, is higher than in 99% of U.S. counties

In Tulare County, 10.5% of the labor force was out of work, on average (Bureau of Labor Statistics, Sep 2025 to Aug 2026). That is higher than in 99% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
5th
of 58 counties in California
86score /100

More distressed than 86% of U.S. counties.

What drives Tulare County's score

In Tulare County, jobs weigh most: the score for jobs is 92.1. Unemployment averaged 10.5%, Sep 2025 to Aug 2026, higher than in 99% of U.S. counties. Housing costs come next, at 84.5.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Tulare County does better than most counties on two measures: people with a disability (12.5%, 2020 to 2024) and median household income ($68,907, 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Tulare County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    92.1 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      28.0% · 2020 to 2024
      84th percentile
    • Unemployment rate, 12-month average
      10.5% · Sep 2025 to Aug 2026
      99th percentile
  • Housing costs

    84.5 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      25.3% · fiscal year 2027
      84th percentile
    • Renters paying half their income or more in rent
      24.4% · 2020 to 2024
      84th percentile
  • Late payments

    72.8 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      5.8% · August 2025
      58th percentile
    • People with a credit card behind
      7.9% · August 2025
      83rd percentile
    • People with a subprime credit score
      30.6% · Q4 2025
      76th percentile
  • Income and safety net

    57.7 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      27.5% · 2024
      87th percentile
    • People with a disability
      12.5% · 2020 to 2024
      18th percentile
    • Median household income (lower income, longer bar)
      $68,907 · 2024
      43rd percentile
    • People below the poverty line
      19.9% · 2024
      87th percentile
    • People without health insurance
      8.1% · 2020 to 2024
      52nd percentile
  • Collections and bankruptcy

    51.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      23.7% · August 2025
      51st percentile
    • Bankruptcy filings per 100,000 people
      126.8 · 2025
      50th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Tulare County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Tulare County

60 12 28

California

63 21 17

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Tulare County in 2024, pay from work was 60 cents of every dollar of income. Income from investments and rentals was 12 cents. Benefit checks were 28 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 14 cents of every dollar in 1969, but pay from work still brings in more.

In Tulare County, benefit checks rose from 14 to 28 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Tulare County, California: 27.9% and 59.8% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 27.9% Pay 59.8% 0%20%40%60%80% 196920002024 Benefits 27.9% Pay 59.8%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Tulare County, California American Default · americandefault.org

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The quote: In 2024, benefit checks made up 27.9% of all personal income in Tulare County, California (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Tulare County, 11.9% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Tulare County has changed

The number of people living in Tulare County more than doubled between 1969 and 2024, from 185,701 to 483,546. The number of jobs located there grew by about 60% from 1990 to 2024.

Unemployment fell from 12.3% in 1990 to 10.8% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 185,701 2024 483,546 BEA
Jobs located in the countyBLS QCEW 1990 111,085 2024 177,657 BLS QCEW
Unemployment rateBLS LAUS 1990 12.3% 2025 10.8% BLS LAUS
People below the poverty lineCensus SAIPE 1989 24.2% 2024 19.9% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $21,571 2024 $68,907 Census SAIPE
Share of income from benefit checksBEA 1969 13.9% 2024 27.9% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Tulare County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 473,117, which is also its most recent census. Census Bureau

  2. 1852

    Tulare County was incorporated on July 10, 1852, from parts of Mariposa County. Wikipedia

  3. 1998

    Flood: two deaths. NOAA Storm Events Database

  4. 2002

    Wildfire: $14.3 million in property damage. NOAA Storm Events Database

  5. 2002

    Wildfire: $45.7 million in property damage. NOAA Storm Events Database

  6. 2005

    Lightning: two deaths. NOAA Storm Events Database

  7. Since 1967

    20 federal disaster and emergency declarations have covered Tulare County, 12 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Tulare County beside its neighbors

Of the four counties that border Tulare County, one scores higher. Of the group, Tulare County gets the largest share of its income from benefit checks (27.9%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Kern County, CA 89 3rd of 58 18.6% 24.0%
Tulare County, CA 86 5th of 58 19.9% 27.9%
Fresno County, CA 84 7th of 58 18.2% 27.2%
Kings County, CA 80 12th of 58 14.4% 25.5%
Inyo County, CA 28 51st of 58 11.2% 26.1%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Tulare County the poorest county in California?

No, Tulare County's poverty rate was 19.9% in 2024, 2nd highest of 58 in California (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Trinity County, at 23.0%. On our distress index, which counts more than poverty, Tulare County ranks 5th of 58 in the state.

Tulare County, California: common questions

What is the poverty rate in Tulare County, California?

19.9% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in five people. Among children it was 27.5%.

Is Tulare County the poorest county in California?

No, Tulare County's poverty rate was 19.9% in 2024, 2nd highest of 58 in California (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Trinity County, at 23.0%. On our distress index, which counts more than poverty, Tulare County ranks 5th of 58 in the state.

What is the population of Tulare County, California?

About 483,546 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 473,117, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Tulare County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

  • Community Services and Employment Training, Inc. (CSET)

    Visalia559-732-4194cset.org

    HUD-approved housing counselor

  • Self Help Enterprises

    Visalia559-802-1664

    HUD-approved housing counselor

  • California Rural Legal Assistance (CRLA)

    1-800-337-0690crla.org

    Legal aid

  • HUD-approved housing counselors

    Nationwide1-800-569-4287hud.gov

    Counseling to avoid foreclosure is free. Our help directory lists 1,313 approved agencies by state.

California foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Tulare County · Every U.S. county (CSV)

Cite this Tulare County, California, scores 86 on the County Distress Index (data through Aug 2026): more distressed than 86% of U.S. counties · American Default Research · americandefault.org/counties/california/tulare-county-ca/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Tulare County comes from, 2024.
  • History The agencies named in each row and the linked records above.