In Douglas County, Nevada, benefit checks make up only 15 cents of every dollar of income

In Douglas County, 14.9% of all the income people there received came from benefit checks (Bureau of Economic Analysis, 2024). That is lower than in 93% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
17th
of 17 counties in Nevada
22score /100

Less distressed than 77% of U.S. counties.

What drives Douglas County's score

In Douglas County, housing costs are the highest-scoring part, at 60.4. Late payments on loans are the lowest part, at 7.0. People with a car or retail loan behind: 1.5%, August 2025, lower than in 96% of U.S. counties.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Even so, Douglas County is worse off than most counties on renters paying half their income or more in rent (26.8%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Douglas County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Housing costs

    Biggest factor
    60.4 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      18.8% · fiscal year 2027
      29th percentile
    • Renters paying half their income or more in rent
      26.8% · 2020 to 2024
      91st percentile
  • Jobs

    53.2 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      21.0% · 2020 to 2024
      51st percentile
    • Unemployment rate, 12-month average
      4.1% · Sep 2025 to Aug 2026
      54th percentile
  • Collections and bankruptcy

    26.7 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      15.5% · August 2025
      20th percentile
    • Bankruptcy filings per 100,000 people
      92.8 · 2025
      32nd percentile
  • Income and safety net

    23.8 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      10.7% · 2024
      16th percentile
    • People with a disability
      16.7% · 2020 to 2024
      56th percentile
    • Median household income (lower income, longer bar)
      $101,862 · 2024
      5th percentile
    • People below the poverty line
      8.2% · 2024
      9th percentile
    • People without health insurance
      6.0% · 2020 to 2024
      31st percentile
  • Late payments

    7.0 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      1.5% · August 2025
      3rd percentile
    • People with a credit card behind
      2.9% · August 2025
      10th percentile
    • People with a subprime credit score
      13.6% · Q4 2025
      7th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Douglas County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Douglas County

43 42 15

Nevada

58 25 17

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Douglas County in 2024, pay from work was 43 cents of every dollar of income. Income from investments and rentals was 42 cents. Benefit checks were 15 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 5 cents of every dollar in 1969, but pay from work still brings in more.

Income from investments and rentals is unusually large here: 42 cents of the dollar, against 21 nationally.

In Douglas County, benefit checks rose from 5 to 15 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Douglas County, Nevada: 14.9% and 43.2% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 14.9% Pay 43.2% 0%20%40%60%80% 196920002024 Benefits 14.9% Pay 43.2%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Douglas County, Nevada American Default · americandefault.org

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The quote: In 2024, benefit checks made up 14.9% of all personal income in Douglas County, Nevada (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Douglas County, 32.7% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Douglas County has changed

The number of people living in Douglas County more than doubled between 1969 and 2024, from 6,674 to 49,564. The number of jobs located there grew by about 13% from 1990 to 2024.

Unemployment fell from 5.0% in 1990 to 4.3% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 6,674 2024 49,564 BEA
Jobs located in the countyBLS QCEW 1990 18,254 2024 20,644 BLS QCEW
Unemployment rateBLS LAUS 1990 5.0% 2025 4.3% BLS LAUS
People below the poverty lineCensus SAIPE 1989 4.4% 2024 8.2% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $33,902 2024 $101,862 Census SAIPE
Share of income from benefit checksBEA 1969 4.5% 2024 14.9% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Douglas County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 49,488, which is also its most recent census. Census Bureau

  2. 2015

    Flash flood: $2 million in property damage. NOAA Storm Events Database

  3. 2022

    Flood: $5,000,000 in property damage. NOAA Storm Events Database

  4. Since 1965

    12 federal disaster and emergency declarations have covered Douglas County, 7 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Douglas County beside its neighbors

Of the six counties that border Douglas County, in Nevada and California, five score higher. For the share of income from benefit checks, Douglas County ranks 6th of the seven; Alpine County is highest, at 28.9%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Lyon County, NV 63 6th of 17 11.4% 25.3%
Carson City, NV 51 11th of 17 11.7% 23.1%
Alpine County, CA 41 41st of 58 15.8% 28.9%
El Dorado County, CA 30 48th of 58 7.9% 16.8%
Placer County, CA 25 53rd of 58 6.8% 15.1%
Douglas County, NV 22 17th of 17 8.2% 14.9%
Mono County, CA 13 57th of 58 9.8% 12.7%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Douglas County the poorest county in Nevada?

No, Douglas County's poverty rate was 8.2% in 2024, 16th highest of 17 in Nevada (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Pershing County, at 18.3%. On our distress index, which counts more than poverty, Douglas County ranks 17th of 17 in the state.

Douglas County in photographs

Places in Douglas County from Wikimedia Commons, each captioned in its photographer's own words.

Minden is a census-designated place (CDP) in Douglas County, Nevada, United States

Minden is a census-designated place (CDP) in Douglas County, Nevada, United States.

Photo: Ken Lund from Reno, Nevada, USA via Wikimedia Commons, CC BY-SA 2.0

Douglas County, Nevada: common questions

What is the poverty rate in Douglas County, Nevada?

8.2% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in 12 people. Among children it was 10.7%.

Is Douglas County the poorest county in Nevada?

No, Douglas County's poverty rate was 8.2% in 2024, 16th highest of 17 in Nevada (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Pershing County, at 18.3%. On our distress index, which counts more than poverty, Douglas County ranks 17th of 17 in the state.

What is the population of Douglas County, Nevada?

About 49,564 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 49,488, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Douglas County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Nevada foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Douglas County · Every U.S. county (CSV)

Cite this Douglas County, Nevada, scores 22 on the County Distress Index (data through Aug 2026): less distressed than 77% of U.S. counties · American Default Research · americandefault.org/counties/nevada/douglas-county-nv/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Douglas County comes from, 2024.
  • History The agencies named in each row and the linked records above.