About one in five people in Jackson County, Mississippi, has a disability

In Jackson County, 21.5% of people reported a disability (Census Bureau, American Community Survey, 2020 to 2024). That is higher than in 86% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
66th
of 82 counties in Mississippi
75score /100

More distressed than 75% of U.S. counties.

What drives Jackson County's score

In Jackson County, late payments on loans weigh most: the score for late payments on loans is 82.4. About one in three people (33.3%, Q4 2025) has a subprime credit score, a higher share than in 83% of U.S. counties. Collections and bankruptcy comes next, at 78.1.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Jackson County does better than most counties on two measures: unemployment rate, 12-month average (3.5%, Sep 2025 to Aug 2026) and rent on a two-bedroom as a share of the median income (19.0%, fiscal year 2027).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Jackson County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    82.4 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      7.8% · August 2025
      81st percentile
    • People with a credit card behind
      7.7% · August 2025
      82nd percentile
    • People with a subprime credit score
      33.3% · Q4 2025
      83rd percentile
  • Collections and bankruptcy

    78.1 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      28.2% · August 2025
      68th percentile
    • Bankruptcy filings per 100,000 people
      269.1 · 2025
      87th percentile
  • Income and safety net

    64.7 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      19.8% · 2024
      63rd percentile
    • People with a disability
      21.5% · 2020 to 2024
      86th percentile
    • Median household income (lower income, longer bar)
      $69,544 · 2024
      42nd percentile
    • People below the poverty line
      13.8% · 2024
      55th percentile
    • People without health insurance
      11.5% · 2020 to 2024
      75th percentile
  • Housing costs

    54.7 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      19.0% · fiscal year 2027
      31st percentile
    • Renters paying half their income or more in rent
      23.0% · 2020 to 2024
      77th percentile
  • Jobs

    45.1 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      22.4% · 2020 to 2024
      60th percentile
    • Unemployment rate, 12-month average
      3.5% · Sep 2025 to Aug 2026
      29th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Jackson County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Jackson County

57 18 25

Mississippi

55 17 28

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Jackson County in 2024, pay from work was 57 cents of every dollar of income. Income from investments and rentals was 18 cents. Benefit checks were 25 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 6 cents of every dollar in 1969, but pay from work still brings in more.

In Jackson County, benefit checks rose from 6 to 25 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Jackson County, Mississippi: 24.9% and 57.2% in 2024. Yearly, 1969–2024.

0%20%40%60%80%100% 196919801990200020102024 Benefits 24.9% Pay 57.2% 0%20%40%60%80%100% 196920002024 Benefits 24.9% Pay 57.2%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Jackson County, Mississippi American Default · americandefault.org

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The quote: In 2024, benefit checks made up 24.9% of all personal income in Jackson County, Mississippi (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Jackson County, 17.3% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Jackson County has changed

The number of people living in Jackson County grew by about 73% between 1969 and 2024, from 84,968 to 147,002. The number of jobs located there grew by about 17% from 1990 to 2024.

Unemployment fell from 7.1% in 1990 to 3.7% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 84,968 2024 147,002 BEA
Jobs located in the countyBLS QCEW 1990 43,918 2024 51,303 BLS QCEW
Unemployment rateBLS LAUS 1990 7.1% 2025 3.7% BLS LAUS
People below the poverty lineCensus SAIPE 1989 15.4% 2024 13.8% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $26,310 2024 $69,544 Census SAIPE
Share of income from benefit checksBEA 1969 5.6% 2024 24.9% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Jackson County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 143,252, which is also its most recent census. Census Bureau

  2. 2005

    Hurricane Camille in August 1969 and Hurricane Katrina on August 29, 2005 caused catastrophic effects to county. Wikipedia

  3. 2006

    Naval Station Pascagoula decommissioned in 2006 as part of 2005 BRAC recommendations. Wikipedia

  4. 2011

    Lightning: one death. NOAA Storm Events Database

  5. 2012

    Flash flood: $1.2 million in property damage. NOAA Storm Events Database

  6. 2013

    Flash flood: $1.5 million in property damage. NOAA Storm Events Database

  7. 2021

    Tornado: one death. NOAA Storm Events Database

  8. Since 1965

    36 federal disaster and emergency declarations have covered Jackson County, 5 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Jackson County beside its neighbors

Of the four counties that border Jackson County, in Mississippi and Alabama, three score higher. Of the group, Jackson County gets the smallest share of its income from benefit checks; Stone County gets the largest, at 35.8%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Mobile County, AL 91 22nd of 67 16.7% 27.2%
Harrison County, MS 86 52nd of 82 15.9% 27.9%
Stone County, MS 79 62nd of 82 16.0% 35.8%
Jackson County, MS 75 66th of 82 13.8% 24.9%
George County, MS 72 69th of 82 14.1% 28.5%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Jackson County the poorest county in Mississippi?

No, Jackson County's poverty rate was 13.8% in 2024, 78th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Jackson County ranks 66th of 82 in the state.

Jackson County, Mississippi: common questions

What is the poverty rate in Jackson County, Mississippi?

13.8% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in seven people. Among children it was 19.8%.

Is Jackson County the poorest county in Mississippi?

No, Jackson County's poverty rate was 13.8% in 2024, 78th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Jackson County ranks 66th of 82 in the state.

What is the population of Jackson County, Mississippi?

About 147,002 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 143,252, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Jackson County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Mississippi foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Jackson County · Every U.S. county (CSV)

Cite this Jackson County, Mississippi, scores 75 on the County Distress Index (data through Aug 2026): more distressed than 75% of U.S. counties · American Default Research · americandefault.org/counties/mississippi/jackson-county-ms/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Jackson County comes from, 2024.
  • History The agencies named in each row and the linked records above.