Acadia Parish, Louisiana
Above the national median for subprime credit share.
Main Findings
Acadia Parish, Louisiana ranks 332nd most distressed in the United States on the County Distress Index. The driver: 32% of residents carry subprime credit (score below 660) — above the national median of 23%. Its highest-scoring domain is Delinquency.
- 332nd of 3,144 counties on the County Distress Index — 74.2 · high county distress, 36th in Louisiana.
- 32% of residents carry subprime credit (score below 660) (U.S. median 23%). Subprime credit share at the 80th percentile nationally. Source: Federal Reserve Bank of St. Louis, Equifax (2025).
- Poverty rate at 25% — national median 14%, ranked at the 95th percentile. Source: U.S. Census Bureau, SAIPE (2023).
- Rent-to-income ratio at 24% — national median 21%, ranked at the 77th percentile. Source: HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023).
- Debt in collections at 32% — national median 23%, ranked at the 79th percentile. Source: Urban Institute Debt in America (2025).
Neighbors span four CDI score labels. The 22-point drop to Jefferson Davis Parish marks where the Louisiana distress corridor ends.
Acadia Parish has a high county distress score. The score label gives the intensity; the rank gives the national position.
The CDI gives this county a high county distress label. The rank belongs beside the score because the two answer different questions: score intensity and national position. Its highest-scoring domain is Delinquency.
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, ACS 5-year (2023), Acadia Parish's uninsured rate indicator is at the 28th percentile. American Default Research's CDI places every other indicator in the Safety Net & Buffer domain at or above the 74th percentile. The gap stands out against child poverty rate and median household income. Worth a call to the source agency or a local subject-matter contact in Crowley.
According to U.S. Census Bureau, SAIPE (2023), 32% of children under 18 in Acadia Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Acadia Parish's CDI Score
Every number traces to a public source. Acadia Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.
| Indicator | Acadia Parish | LA median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 78 · Rank 600 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 7% | 8% | 5% | 76th | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 7% | 8% | 5% | 76th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 32% | 35% | 23% | 80th | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 73 · Rank 646 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 32% | 34% | 23% | 79th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 168 | 225 | 126 | 66th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 73 · Rank 607 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 24% | 22% | 21% | 77th | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 21% | 21% | 18% | 70th | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 70 · Rank 902 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 4% | 5% | 4% | 70th | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 77 · Rank 495 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 32% | 28% | 18% | 93rd | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 19% | 17% | 16% | 74th | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 25% | 20% | 14% | 95th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 6% | 8% | 8% | 28th | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Acadia Parish data — in under 60 seconds.
Draft wire copy 131-word AP-style article — use freely with attribution
CROWLEY, La. — Acadia Parish ranks 332nd among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 74.2 out of 100 gives Acadia Parish a high county distress label. Among 3,144 U.S. counties scored, 331 counties rank more distressed. Within Louisiana, Acadia Parish ranks 36th of 64 parishes.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies delinquency as the primary driver in Acadia Parish. 32% of residents carry subprime credit (score below 660) — above the national median of 23%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Acadia Parish's CDI score, and what does it mean?
What drives Acadia Parish's distress score?
How does Acadia Parish compare to its neighbors?
How is the County Distress Index calculated?
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