The cost of owning a home

Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.

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Washington Median monthly costs · owners with a mortgage

$2,445

per month 2020–2024

Data from U.S. Census Bureau, American Community Survey

United States in 2020–2024

$1,963

Change, 2019–2023 to 2020–2024

+$87.00 (+3.69%)

The Census estimate covers 2020–2024. Adjacent five-year estimates overlap.

Changes over time

Washington: Median monthly costs · owners with a mortgage

per month · 2005–2009 to 2020–2024

Source: U.S. Census Bureau, American Community Survey American Default Research · americandefault.org/affordability/owner-housing-costs/
Download data (CSV)
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Median monthly costs · owners with a mortgage by state

2020–2024 · per month

$1,255–$1,533$1,539–$1,689$1,729–$1,907$1,932–$2,234$2,326–$3,128

Median monthly costs · owners with a mortgage · 2020–2024

Source: U.S. Census Bureau, American Community Survey American Default Research · americandefault.org/affordability/owner-housing-costs/
States, ranked, 2020–2024
Placedollars
District of Columbia3,128
California2,946
Hawaii2,904
New Jersey2,829
Massachusetts2,726
New York2,555
Washington2,445
Connecticut2,429
New Hampshire2,367
Maryland2,347
Colorado2,326
Rhode Island2,234
Alaska2,229
Oregon2,157
Virginia2,127
Texas2,106
Utah2,009
Illinois1,987
Florida1,959
Minnesota1,947
Nevada1,932
Vermont1,907
Delaware1,816
Arizona1,803
Montana1,798
Georgia1,783
North Dakota1,762
Pennsylvania1,762
Wyoming1,754
Nebraska1,736
Maine1,729
Kansas1,689
Wisconsin1,689
Idaho1,687
South Dakota1,680
North Carolina1,631
Louisiana1,604
Michigan1,569
Tennessee1,566
New Mexico1,564
Oklahoma1,539
Iowa1,533
South Carolina1,529
Missouri1,524
Ohio1,517
Alabama1,433
Kentucky1,433
Indiana1,404
Mississippi1,394
Arkansas1,345
West Virginia1,255

Source: U.S. Census Bureau, American Community Survey

Download every state, metro area and county, ranked (CSV)

Available history

Median monthly costs · owners with a mortgage
Data periodWashington (dollars)United States (dollars)
2020–20242,4451,963
2019–20232,3581,902
2018–20222,2491,828
2017–20212,0641,697
2016–20201,9391,621
2015–20191,8861,595
2014–20181,8261,558
2013–20171,7631,515
2012–20161,7291,491
2011–20151,7311,492
2010–20141,7641,522
2009–20131,7951,540
2008–20121,8181,559
2007–20111,8101,560
2006–20101,7521,524
2005–20091,7041,486

Source: U.S. Census Bureau, American Community SurveyDownload data (CSV)

Sources and method

U.S. Census Bureau, American Community Survey supplies the figures shown.

Census selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.

About these figures

ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

90% margin of error for Washington, 2020–2024: ±$8.00.

90% margin of error for United States, 2020–2024: ±$1.00.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.