The cost of owning a home

Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.

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Washington Zillow Home Value Index (typical home value)

$587,533

dollars September 2026

Data from Zillow, Zillow Home Value Index

United States in September 2026

$366,157

Change, September 2025 to September 2026

−$2,663 (−0.45%)

Changes over time

Zillow Home Value Index (typical home value) in Washington fell 0.45% from September 2025

dollars · January 2000 to September 2026

Source: Zillow, Zillow Home Value Index American Default Research · americandefault.org/affordability/owner-housing-costs/
Download data (CSV)
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Zillow Home Value Index (typical home value) by state

September 2026 · dollars

$176,576–$246,055$257,165–$315,812$317,874–$397,932$405,061–$492,753$508,507–$832,932

Zillow Home Value Index (typical home value) · September 2026

Source: Zillow, Zillow Home Value Index American Default Research · americandefault.org/affordability/owner-housing-costs/
States, ranked, September 2026
Placedollars
Hawaii832,932
California761,538
Massachusetts655,219
Washington587,533
New Jersey575,123
District of Columbia567,271
Utah532,920
Colorado529,013
New York524,943
New Hampshire510,937
Rhode Island508,507
Oregon492,753
Idaho476,754
Montana467,275
Connecticut447,319
Nevada440,739
Maryland424,890
Arizona416,733
Virginia412,252
Maine412,002
Delaware405,061
Alaska397,932
Vermont391,900
Florida375,361
Wyoming369,044
Minnesota348,778
Wisconsin337,196
North Carolina332,159
Tennessee330,844
Georgia329,115
South Dakota317,874
New Mexico315,812
South Carolina304,319
Texas296,424
Illinois295,943
North Dakota290,657
Pennsylvania287,078
Nebraska278,299
Missouri265,387
Michigan263,760
Indiana257,165
Kansas246,055
Ohio245,982
Alabama238,614
Iowa236,623
Kentucky230,909
Arkansas224,158
Oklahoma220,801
Louisiana213,867
Mississippi194,531
West Virginia176,576

Source: Zillow, Zillow Home Value Index

Download every state, metro area and county, ranked (CSV)

Available history

Zillow Home Value Index (typical home value)
Data periodWashington (dollars)United States (dollars)
Sep 2026587,533.34366,157.15
Aug 2026587,519.88365,856.32
Jul 2026587,397.55365,413.07
Jun 2026588,179.07365,305.55
May 2026590,231.84365,547.32
Apr 2026593,197.02365,807.34
Mar 2026595,984.62365,727.80
Feb 2026597,234.36365,236.16
Jan 2026596,938.42364,520.45
Dec 2025595,622.35363,764.26
Nov 2025593,798.17362,971.66
Oct 2025591,829.60362,294.18
Sep 2025590,196.08361,858.89
Aug 2025589,501.86361,616.74
Jul 2025589,973.31361,844.92
Jun 2025591,470.89362,272.58
May 2025593,705.87362,891.32
Apr 2025596,669.51363,578.57
Mar 2025599,151.18364,107.98
Feb 2025600,707.17364,384.02
Jan 2025600,230.91363,923.07
Dec 2024598,712.80363,291.21
Nov 2024596,460.99362,568.70
Oct 2024594,084.83362,073.94
Sep 2024591,888.67361,483.35
Aug 2024590,267.10361,031.17
Jul 2024589,755.54360,786.95
Jun 2024589,205.20360,638.40
May 2024587,859.66360,074.83
Apr 2024584,692.82358,636.08
Mar 2024581,180.93356,773.46
Feb 2024578,538.37355,226.53
Jan 2024577,448.83354,431.10
Dec 2023576,988.05353,997.05
Nov 2023576,484.42353,560.88
Oct 2023575,600.81352,903.63
Sep 2023573,935.08351,975.87
Aug 2023571,580.52350,736.04
Jul 2023568,480.60349,094.99
Jun 2023565,542.97347,326.53
May 2023563,086.13345,366.10
Apr 2023561,798.19343,721.17
Mar 2023561,861.97342,745.46
Feb 2023564,144.70342,807.67
Jan 2023567,812.67343,687.94
Dec 2022572,240.49344,892.43
Nov 2022575,636.61345,811.51
Oct 2022580,163.50346,823.46
Sep 2022586,883.84348,055.95
Aug 2022595,785.57349,337.67
Jul 2022602,444.97348,962.27
Jun 2022604,135.57346,496.06
May 2022599,051.49341,803.15
Apr 2022588,693.28336,188.83
Mar 2022575,042.38329,906.04
Feb 2022560,740.42323,619.80
Jan 2022549,390.75318,273.16
Dec 2021541,319.32313,809.06
Nov 2021536,894.58310,564.26
Oct 2021533,808.92307,931.42
Sep 2021531,776.81305,989.33
Aug 2021528,926.44304,007.84
Jul 2021523,980.68300,761.31
Jun 2021515,871.59296,192.87
May 2021505,889.83291,103.33
Apr 2021495,248.99286,370.95
Mar 2021484,832.03282,105.08
Feb 2021475,671.69278,204.61
Jan 2021467,446.78274,467.85
Dec 2020459,854.82270,812.28
Nov 2020452,035.17267,011.40
Oct 2020443,869.25263,111.56
Sep 2020436,596.90259,663.31
Aug 2020430,861.21256,840.36
Jul 2020427,673.64255,196.72
Jun 2020426,458.55254,510.85
May 2020425,031.42254,083.25
Apr 2020422,345.45253,323.69
Mar 2020418,117.90251,974.28
Feb 2020413,877.13250,398.33
Jan 2020410,083.45248,883.45
Dec 2019406,618.26247,333.33
Nov 2019403,479.44245,925.55
Oct 2019401,008.94244,728.32
Sep 2019399,175.26243,848.60
Aug 2019397,943.92243,217.01
Jul 2019396,653.81242,499.95
Jun 2019395,456.46241,847.57
May 2019394,095.66241,138.98
Apr 2019392,352.43240,332.64
Mar 2019390,351.12239,251.06
Feb 2019388,510.92238,038.40
Jan 2019387,338.01236,890.78
Dec 2018386,609.08235,901.97
Nov 2018385,965.20235,082.22
Oct 2018385,500.04234,315.16
Sep 2018384,757.36233,551.97
Aug 2018382,993.59232,442.07
Jul 2018380,557.90231,345.31
Jun 2018377,456.48230,201.62
May 2018374,524.30229,298.76
Apr 2018370,651.24228,054.53
Mar 2018366,706.53226,773.70
Feb 2018362,647.65225,367.04
Jan 2018359,090.05224,151.00
Dec 2017355,857.75222,898.66
Nov 2017353,081.95221,632.78
Oct 2017350,641.39220,423.17
Sep 2017348,282.85219,300.79
Aug 2017345,791.53218,317.30
Jul 2017343,160.85217,372.67
Jun 2017340,538.96216,450.90
May 2017337,661.03215,369.78
Apr 2017334,581.48214,216.17
Mar 2017331,000.48212,919.89
Feb 2017327,373.30211,726.87
Jan 2017323,771.93210,568.16
Dec 2016320,403.80209,461.07
Nov 2016317,258.43208,355.42
Oct 2016314,590.73207,308.43
Sep 2016312,364.72206,362.79
Aug 2016310,511.14205,612.33
Jul 2016308,699.19204,928.11
Jun 2016306,697.85204,200.35
May 2016304,363.90203,244.08
Apr 2016302,069.89202,459.03
Mar 2016299,680.54201,677.78
Feb 2016296,947.49200,823.32
Jan 2016293,617.37199,674.97
Dec 2015290,089.93198,521.22
Nov 2015286,870.57197,450.65
Oct 2015283,977.36196,374.79
Sep 2015281,385.49195,177.00
Aug 2015279,013.63194,037.32
Jul 2015276,947.76193,006.64
Jun 2015274,916.38192,023.97
May 2015272,997.03191,072.96
Apr 2015270,976.52190,082.71
Mar 2015268,915.77189,185.06
Feb 2015266,706.58188,364.11
Jan 2015264,348.18187,556.09
Dec 2014262,208.62186,744.30
Nov 2014260,557.95186,084.98
Oct 2014259,328.46185,545.88
Sep 2014258,484.99185,132.93
Aug 2014257,658.59184,506.71
Jul 2014257,056.05183,838.50
Jun 2014256,175.82182,965.77
May 2014255,115.41182,077.22
Apr 2014253,662.79181,074.92
Mar 2014252,319.88180,197.35
Feb 2014250,801.65179,323.09
Jan 2014249,134.42178,456.94
Dec 2013247,422.54177,645.21
Nov 2013245,707.12176,714.98
Oct 2013244,050.49175,698.81
Sep 2013242,274.60174,457.14
Aug 2013240,567.58173,337.51
Jul 2013238,823.67172,111.15
Jun 2013236,851.62170,853.00
May 2013234,770.16169,465.48
Apr 2013232,863.99168,216.34
Mar 2013231,195.20167,147.62
Feb 2013229,383.75166,165.58
Jan 2013227,402.69165,224.56
Dec 2012225,413.14164,348.60
Nov 2012223,777.44163,585.00
Oct 2012222,315.13162,855.17
Sep 2012221,321.89162,244.25
Aug 2012220,688.86161,678.95
Jul 2012220,471.13161,184.02
Jun 2012220,527.07160,606.73
May 2012220,927.45160,077.74
Apr 2012221,815.81159,635.87
Mar 2012222,876.62159,275.05
Feb 2012223,794.84159,063.65
Jan 2012224,671.39159,082.26
Dec 2011225,594.40159,311.78
Nov 2011226,917.37159,688.13
Oct 2011228,528.72160,121.35
Sep 2011230,300.56160,630.87
Aug 2011232,193.62161,148.83
Jul 2011234,041.57161,752.42
Jun 2011236,432.48162,470.77
May 2011238,983.36163,322.75
Apr 2011241,826.86164,192.30
Mar 2011243,803.92165,017.70
Feb 2011245,561.47165,806.87
Jan 2011247,121.95166,635.59
Dec 2010249,099.53167,530.20
Nov 2010251,428.94168,496.18
Oct 2010253,841.98169,534.17
Sep 2010256,390.22170,556.62
Aug 2010258,816.80171,545.68
Jul 2010261,229.90172,343.55
Jun 2010262,757.44172,883.60
May 2010263,105.05173,026.30
Apr 2010262,865.58172,966.19
Mar 2010262,927.51172,862.27
Feb 2010264,002.39172,865.76
Jan 2010265,116.30172,935.67
Dec 2009266,090.88172,999.53
Nov 2009266,448.73173,195.53
Oct 2009266,986.26173,632.76
Sep 2009268,060.50174,407.34
Aug 2009269,672.37175,355.39
Jul 2009271,617.88176,387.22
Jun 2009273,843.78177,502.71
May 2009276,897.43178,734.36
Apr 2009280,361.53180,041.89
Mar 2009284,037.39181,335.05
Feb 2009286,869.24182,707.22
Jan 2009289,572.92184,203.41
Dec 2008292,202.23185,958.12
Nov 2008295,119.40187,756.72
Oct 2008297,923.45189,571.49
Sep 2008300,837.04191,426.05
Aug 2008303,917.09193,326.05
Jul 2008306,930.26195,203.80
Jun 2008309,705.08196,897.08
May 2008312,552.39198,488.26
Apr 2008315,009.47200,001.10
Mar 2008316,876.48201,455.76
Feb 2008318,247.08202,803.29
Jan 2008319,611.45204,001.85
Dec 2007321,119.96205,089.97
Nov 2007322,639.80206,038.34
Oct 2007323,900.14206,937.14
Sep 2007324,421.53207,685.85
Aug 2007324,216.15208,382.92
Jul 2007323,760.39208,966.55
Jun 2007323,171.87209,460.69
May 2007321,902.33209,726.69
Apr 2007319,929.64209,819.28
Mar 2007317,713.60209,790.22
Feb 2007315,963.39209,761.69
Jan 2007314,816.76209,722.14
Dec 2006313,914.54209,685.00
Nov 2006312,714.58209,584.50
Oct 2006311,014.93209,417.97
Sep 2006308,634.12209,100.20
Aug 2006305,850.48208,650.23
Jul 2006302,695.50207,963.01
Jun 2006299,215.40207,069.77
May 2006295,442.55205,929.69
Apr 2006291,444.70204,637.07
Mar 2006287,483.72203,327.42
Feb 2006284,070.93202,108.55
Jan 2006280,756.33200,898.40
Dec 2005277,542.80199,595.34
Nov 2005273,931.56198,073.68
Oct 2005270,051.79196,389.60
Sep 2005265,857.76194,544.83
Aug 2005261,221.93192,597.09
Jul 2005256,367.03190,616.51
Jun 2005252,024.03188,658.43
May 2005248,079.61186,714.84
Apr 2005244,684.65184,859.23
Mar 2005241,804.50183,112.42
Feb 2005239,394.55181,561.83
Jan 2005237,220.58180,058.69
Dec 2004234,807.14178,585.41
Nov 2004232,462.34177,062.75
Oct 2004230,357.52175,517.21
Sep 2004228,305.09173,870.52
Aug 2004226,197.48172,152.16
Jul 2004223,936.46170,411.75
Jun 2004221,592.33168,696.03
May 2004219,282.19167,103.85
Apr 2004217,297.26165,641.85
Mar 2004215,751.10164,343.50
Feb 2004214,416.17163,182.09
Jan 2004213,146.61162,129.39
Dec 2003211,905.63161,144.00
Nov 2003210,733.37160,111.92
Oct 2003209,580.77159,014.35
Sep 2003208,196.91157,834.04
Aug 2003206,797.64156,664.37
Jul 2003205,439.01155,558.98
Jun 2003204,243.83154,518.22
May 2003203,099.26153,529.24
Apr 2003201,958.43152,575.92
Mar 2003201,049.65151,709.46
Feb 2003200,231.70150,913.58
Jan 2003199,702.86150,117.28
Dec 2002199,169.69149,285.07
Nov 2002198,696.46148,365.45
Oct 2002198,071.62147,420.82
Sep 2002197,407.13146,429.01
Aug 2002196,727.92145,435.71
Jul 2002196,044.56144,455.44
Jun 2002195,475.62143,537.30
May 2002195,027.32142,699.81
Apr 2002194,526.39141,926.64
Mar 2002193,954.62141,226.64
Feb 2002193,329.76140,583.23
Jan 2002192,618.62139,952.10
Dec 2001191,888.43139,292.25
Nov 2001191,024.32138,546.17
Oct 2001190,317.34137,750.36
Sep 2001189,513.30136,896.53
Aug 2001188,793.25136,039.02
Jul 2001188,000.32135,189.09
Jun 2001187,356.71134,375.53
May 2001186,676.21133,584.87
Apr 2001186,011.28132,814.23
Mar 2001185,242.11132,100.11
Feb 2001184,455.65131,439.64
Jan 2001183,619.70130,754.87
Dec 2000182,774.47129,981.65
Nov 2000181,966.59129,139.31
Oct 2000181,285.97128,298.11
Sep 2000180,613.28127,452.86
Aug 2000179,840.75126,610.82
Jul 2000178,992.03125,801.30
Jun 2000178,073.52125,051.33
May 2000177,228.05124,343.28
Apr 2000176,342.40123,682.86
Mar 2000175,530.95123,109.03
Feb 2000175,128.89122,841.48
Jan 2000174,734.75122,625.74

Source: Zillow, Zillow Home Value IndexDownload data (CSV)

Sources and method

Zillow, Zillow Home Value Index supplies the figures shown.

U.S. Census Bureau selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.

About these figures

ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

Data provided by Zillow Group. The Zillow Home Value Index is a typical value for homes in the middle third of prices; it is not a sale price.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.