The cost of owning a home

Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.

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Alabama Zillow Home Value Index (typical home value)

$238,614

dollars September 2026

Data from Zillow, Zillow Home Value Index

United States in September 2026

$366,157

Change, September 2025 to September 2026

+$4,374 (+1.87%)

Changes over time

Zillow Home Value Index (typical home value) in Alabama rose 1.87% from September 2025

dollars · January 2000 to September 2026

Source: Zillow, Zillow Home Value Index American Default Research · americandefault.org/affordability/owner-housing-costs/
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Zillow Home Value Index (typical home value) by state

September 2026 · dollars

$176,576–$246,055$257,165–$315,812$317,874–$397,932$405,061–$492,753$508,507–$832,932

Zillow Home Value Index (typical home value) · September 2026

Source: Zillow, Zillow Home Value Index American Default Research · americandefault.org/affordability/owner-housing-costs/
States, ranked, September 2026
Placedollars
Hawaii832,932
California761,538
Massachusetts655,219
Washington587,533
New Jersey575,123
District of Columbia567,271
Utah532,920
Colorado529,013
New York524,943
New Hampshire510,937
Rhode Island508,507
Oregon492,753
Idaho476,754
Montana467,275
Connecticut447,319
Nevada440,739
Maryland424,890
Arizona416,733
Virginia412,252
Maine412,002
Delaware405,061
Alaska397,932
Vermont391,900
Florida375,361
Wyoming369,044
Minnesota348,778
Wisconsin337,196
North Carolina332,159
Tennessee330,844
Georgia329,115
South Dakota317,874
New Mexico315,812
South Carolina304,319
Texas296,424
Illinois295,943
North Dakota290,657
Pennsylvania287,078
Nebraska278,299
Missouri265,387
Michigan263,760
Indiana257,165
Kansas246,055
Ohio245,982
Alabama238,614
Iowa236,623
Kentucky230,909
Arkansas224,158
Oklahoma220,801
Louisiana213,867
Mississippi194,531
West Virginia176,576

Source: Zillow, Zillow Home Value Index

Download every state, metro area and county, ranked (CSV)

Available history

Zillow Home Value Index (typical home value)
Data periodAlabama (dollars)United States (dollars)
Sep 2026238,614.12366,157.15
Aug 2026238,645.25365,856.32
Jul 2026238,333.84365,413.07
Jun 2026238,262.75365,305.55
May 2026238,237.76365,547.32
Apr 2026238,074.47365,807.34
Mar 2026237,430.00365,727.80
Feb 2026236,550.06365,236.16
Jan 2026235,741.22364,520.45
Dec 2025235,210.50363,764.26
Nov 2025234,726.85362,971.66
Oct 2025234,414.83362,294.18
Sep 2025234,239.93361,858.89
Aug 2025234,239.02361,616.74
Jul 2025234,510.85361,844.92
Jun 2025234,700.37362,272.58
May 2025234,938.03362,891.32
Apr 2025235,209.18363,578.57
Mar 2025235,597.17364,107.98
Feb 2025235,730.62364,384.02
Jan 2025235,156.37363,923.07
Dec 2024234,526.16363,291.21
Nov 2024233,872.57362,568.70
Oct 2024233,683.63362,073.94
Sep 2024233,539.60361,483.35
Aug 2024233,665.35361,031.17
Jul 2024233,808.83360,786.95
Jun 2024233,732.42360,638.40
May 2024233,182.05360,074.83
Apr 2024231,875.93358,636.08
Mar 2024230,489.27356,773.46
Feb 2024229,733.31355,226.53
Jan 2024229,819.37354,431.10
Dec 2023230,098.12353,997.05
Nov 2023230,167.60353,560.88
Oct 2023230,124.09352,903.63
Sep 2023230,311.07351,975.87
Aug 2023230,524.35350,736.04
Jul 2023230,471.67349,094.99
Jun 2023229,770.30347,326.53
May 2023228,337.15345,366.10
Apr 2023226,721.97343,721.17
Mar 2023225,640.76342,745.46
Feb 2023225,269.26342,807.67
Jan 2023225,511.65343,687.94
Dec 2022225,946.98344,892.43
Nov 2022226,456.96345,811.51
Oct 2022227,016.47346,823.46
Sep 2022227,350.12348,055.95
Aug 2022227,482.92349,337.67
Jul 2022226,630.58348,962.27
Jun 2022225,137.96346,496.06
May 2022222,567.59341,803.15
Apr 2022220,053.49336,188.83
Mar 2022217,254.54329,906.04
Feb 2022214,681.31323,619.80
Jan 2022212,296.65318,273.16
Dec 2021209,873.37313,809.06
Nov 2021207,685.72310,564.26
Oct 2021205,689.36307,931.42
Sep 2021204,236.59305,989.33
Aug 2021202,715.43304,007.84
Jul 2021200,359.66300,761.31
Jun 2021197,343.05296,192.87
May 2021194,300.32291,103.33
Apr 2021191,637.31286,370.95
Mar 2021189,264.96282,105.08
Feb 2021187,134.18278,204.61
Jan 2021185,181.55274,467.85
Dec 2020183,297.14270,812.28
Nov 2020181,281.82267,011.40
Oct 2020178,931.35263,111.56
Sep 2020176,716.53259,663.31
Aug 2020174,760.34256,840.36
Jul 2020173,438.56255,196.72
Jun 2020172,556.46254,510.85
May 2020171,727.36254,083.25
Apr 2020170,751.07253,323.69
Mar 2020169,597.16251,974.28
Feb 2020168,487.94250,398.33
Jan 2020167,406.35248,883.45
Dec 2019166,109.30247,333.33
Nov 2019164,715.56245,925.55
Oct 2019163,630.88244,728.32
Sep 2019162,835.13243,848.60
Aug 2019162,220.03243,217.01
Jul 2019161,421.33242,499.95
Jun 2019160,749.30241,847.57
May 2019160,211.88241,138.98
Apr 2019159,543.63240,332.64
Mar 2019158,532.35239,251.06
Feb 2019157,239.99238,038.40
Jan 2019156,126.18236,890.78
Dec 2018155,190.19235,901.97
Nov 2018154,642.22235,082.22
Oct 2018154,209.82234,315.16
Sep 2018153,919.88233,551.97
Aug 2018153,290.87232,442.07
Jul 2018152,762.66231,345.31
Jun 2018152,322.98230,201.62
May 2018152,153.26229,298.76
Apr 2018151,651.48228,054.53
Mar 2018151,098.99226,773.70
Feb 2018150,383.75225,367.04
Jan 2018149,944.23224,151.00
Dec 2017149,409.87222,898.66
Nov 2017148,808.97221,632.78
Oct 2017148,131.05220,423.17
Sep 2017147,481.27219,300.79
Aug 2017146,850.69218,317.30
Jul 2017146,380.19217,372.67
Jun 2017146,103.53216,450.90
May 2017145,999.06215,369.78
Apr 2017145,863.04214,216.17
Mar 2017145,677.52212,919.89
Feb 2017145,480.82211,726.87
Jan 2017145,161.92210,568.16
Dec 2016144,712.94209,461.07
Nov 2016144,192.34208,355.42
Oct 2016143,676.92207,308.43
Sep 2016143,153.41206,362.79
Aug 2016142,844.10205,612.33
Jul 2016142,664.80204,928.11
Jun 2016142,597.34204,200.35
May 2016142,246.67203,244.08
Apr 2016142,030.12202,459.03
Mar 2016141,670.87201,677.78
Feb 2016141,312.67200,823.32
Jan 2016140,612.95199,674.97
Dec 2015139,986.65198,521.22
Nov 2015139,428.14197,450.65
Oct 2015139,039.20196,374.79
Sep 2015138,621.22195,177.00
Aug 2015138,321.80194,037.32
Jul 2015137,981.95193,006.64
Jun 2015137,615.69192,023.97
May 2015137,075.92191,072.96
Apr 2015136,431.49190,082.71
Mar 2015135,924.30189,185.06
Feb 2015135,821.66188,364.11
Jan 2015135,934.28187,556.09
Dec 2014136,038.77186,744.30
Nov 2014136,212.24186,084.98
Oct 2014136,492.16185,545.88
Sep 2014136,733.41185,132.93
Aug 2014136,592.70184,506.71
Jul 2014136,314.82183,838.50
Jun 2014135,999.65182,965.77
May 2014135,732.62182,077.22
Apr 2014135,368.00181,074.92
Mar 2014134,968.92180,197.35
Feb 2014134,572.68179,323.09
Jan 2014134,054.52178,456.94
Dec 2013133,705.73177,645.21
Nov 2013133,304.40176,714.98
Oct 2013132,993.97175,698.81
Sep 2013132,498.15174,457.14
Aug 2013132,194.56173,337.51
Jul 2013131,829.94172,111.15
Jun 2013131,429.45170,853.00
May 2013130,835.23169,465.48
Apr 2013130,152.40168,216.34
Mar 2013129,671.63167,147.62
Feb 2013129,426.74166,165.58
Jan 2013129,261.49165,224.56
Dec 2012128,964.28164,348.60
Nov 2012128,339.76163,585.00
Oct 2012127,424.31162,855.17
Sep 2012126,568.08162,244.25
Aug 2012125,604.54161,678.95
Jul 2012124,565.94161,184.02
Jun 2012123,169.83160,606.73
May 2012121,844.29160,077.74
Apr 2012120,916.89159,635.87
Mar 2012120,401.00159,275.05
Feb 2012120,063.72159,063.65
Jan 2012119,999.38159,082.26
Dec 2011120,145.55159,311.78
Nov 2011120,538.05159,688.13
Oct 2011121,006.91160,121.35
Sep 2011121,376.62160,630.87
Aug 2011121,733.88161,148.83
Jul 2011122,050.12161,752.42
Jun 2011122,360.77162,470.77
May 2011122,643.61163,322.75
Apr 2011122,910.66164,192.30
Mar 2011123,260.85165,017.70
Feb 2011123,699.46165,806.87
Jan 2011124,321.02166,635.59
Dec 2010125,037.10167,530.20
Nov 2010125,707.63168,496.18
Oct 2010126,277.10169,534.17
Sep 2010126,767.23170,556.62
Aug 2010127,374.09171,545.68
Jul 2010128,037.01172,343.55
Jun 2010128,640.06172,883.60
May 2010129,103.57173,026.30
Apr 2010129,568.07172,966.19
Mar 2010129,960.04172,862.27
Feb 2010130,236.74172,865.76
Jan 2010130,383.36172,935.67
Dec 2009130,588.66172,999.53
Nov 2009130,922.20173,195.53
Oct 2009131,329.80173,632.76
Sep 2009131,830.99174,407.34
Aug 2009132,434.99175,355.39
Jul 2009133,068.07176,387.22
Jun 2009133,678.77177,502.71
May 2009134,317.51178,734.36
Apr 2009134,928.10180,041.89
Mar 2009135,547.70181,335.05
Feb 2009136,039.87182,707.22
Jan 2009136,543.78184,203.41
Dec 2008136,985.28185,958.12
Nov 2008137,511.27187,756.72
Oct 2008137,870.99189,571.49
Sep 2008138,290.84191,426.05
Aug 2008138,587.55193,326.05
Jul 2008138,831.04195,203.80
Jun 2008138,884.69196,897.08
May 2008138,901.01198,488.26
Apr 2008139,021.15200,001.10
Mar 2008139,208.00201,455.76
Feb 2008139,457.00202,803.29
Jan 2008139,673.08204,001.85
Dec 2007139,885.16205,089.97
Nov 2007139,982.83206,038.34
Oct 2007139,995.75206,937.14
Sep 2007139,904.83207,685.85
Aug 2007139,802.33208,382.92
Jul 2007139,674.20208,966.55
Jun 2007139,578.86209,460.69
May 2007139,294.65209,726.69
Apr 2007138,862.60209,819.28
Mar 2007138,148.78209,790.22
Feb 2007137,592.74209,761.69
Jan 2007137,137.37209,722.14
Dec 2006136,934.83209,685.00
Nov 2006136,580.24209,584.50
Oct 2006136,112.79209,417.97
Sep 2006135,363.15209,100.20
Aug 2006134,519.90208,650.23
Jul 2006133,552.44207,963.01
Jun 2006132,614.12207,069.77
May 2006131,605.33205,929.69
Apr 2006130,552.03204,637.07
Mar 2006129,487.12203,327.42
Feb 2006128,483.25202,108.55
Jan 2006127,573.70200,898.40
Dec 2005126,658.68199,595.34
Nov 2005125,759.29198,073.68
Oct 2005124,947.92196,389.60
Sep 2005124,292.15194,544.83
Aug 2005123,734.58192,597.09
Jul 2005123,194.54190,616.51
Jun 2005122,682.66188,658.43
May 2005122,238.38186,714.84
Apr 2005121,877.47184,859.23
Mar 2005121,546.85183,112.42
Feb 2005121,222.79181,561.83
Jan 2005120,791.40180,058.69
Dec 2004120,243.01178,585.41
Nov 2004119,604.81177,062.75
Oct 2004119,014.04175,517.21
Sep 2004118,517.71173,870.52
Aug 2004118,035.21172,152.16
Jul 2004117,509.56170,411.75
Jun 2004116,957.00168,696.03
May 2004116,493.21167,103.85
Apr 2004116,122.72165,641.85
Mar 2004115,822.29164,343.50
Feb 2004115,528.20163,182.09
Jan 2004115,265.64162,129.39
Dec 2003114,989.11161,144.00
Nov 2003114,722.60160,111.92
Oct 2003114,435.74159,014.35
Sep 2003114,151.96157,834.04
Aug 2003113,832.26156,664.37
Jul 2003113,537.84155,558.98
Jun 2003113,264.57154,518.22
May 2003112,976.18153,529.24
Apr 2003112,657.85152,575.92
Mar 2003112,300.18151,709.46
Feb 2003112,010.54150,913.58
Jan 2003111,727.94150,117.28
Dec 2002111,477.40149,285.07
Nov 2002111,189.09148,365.45
Oct 2002110,906.18147,420.82
Sep 2002110,638.54146,429.01
Aug 2002110,370.73145,435.71
Jul 2002110,118.45144,455.44
Jun 2002109,837.83143,537.30
May 2002109,596.41142,699.81
Apr 2002109,402.41141,926.64
Mar 2002109,250.01141,226.64
Feb 2002109,115.42140,583.23
Jan 2002108,955.62139,952.10
Dec 2001108,807.65139,292.25
Nov 2001108,557.18138,546.17
Oct 2001108,219.98137,750.36
Sep 2001107,876.09136,896.53
Aug 2001107,576.91136,039.02
Jul 2001107,310.64135,189.09
Jun 2001107,011.20134,375.53
May 2001106,746.52133,584.87
Apr 2001106,489.47132,814.23
Mar 2001106,229.85132,100.11
Feb 2001105,869.77131,439.64
Jan 2001105,432.83130,754.87
Dec 2000104,916.90129,981.65
Nov 2000104,455.03129,139.31
Oct 2000104,037.90128,298.11
Sep 2000103,669.41127,452.86
Aug 2000103,348.27126,610.82
Jul 2000103,048.88125,801.30
Jun 2000102,717.60125,051.33
May 2000102,359.82124,343.28
Apr 2000102,063.91123,682.86
Mar 2000101,798.59123,109.03
Feb 2000101,680.16122,841.48
Jan 2000101,503.41122,625.74

Source: Zillow, Zillow Home Value IndexDownload data (CSV)

Sources and method

Zillow, Zillow Home Value Index supplies the figures shown.

U.S. Census Bureau selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.

About these figures

ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

Data provided by Zillow Group. The Zillow Home Value Index is a typical value for homes in the middle third of prices; it is not a sale price.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.