The cost of owning a home

Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.

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United States Median monthly costs · all homeowners

$332,700

dollars 2020–2024

Data from U.S. Census Bureau, American Community Survey 5-Year Estimates

Choose another place under “Refine this comparison” to compare the same data.

Change, 2019–2023 to 2020–2024

+$29,300 (+9.66%)

The Census estimate covers 2020–2024. Adjacent five-year estimates overlap.

Changes over time

United States: Median monthly costs · all homeowners

dollars · 2005–2009 to 2020–2024

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates American Default Research · americandefault.org/affordability/owner-housing-costs/
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Median monthly costs · all homeowners by state

2020–2024 · dollars

$162,600–$217,200$218,200–$263,300$266,500–$352,000$352,900–$419,900$423,800–$839,100

Median monthly costs · all homeowners · 2020–2024

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates American Default Research · americandefault.org/affordability/owner-housing-costs/
States, ranked, 2020–2024
Placedollars
Hawaii839,100
District of Columbia737,100
California734,700
Washington564,600
Massachusetts562,100
Colorado539,400
Utah489,400
Oregon477,600
New Jersey454,400
Nevada435,400
New York423,800
Maryland419,900
Idaho418,600
Rhode Island404,200
New Hampshire402,500
Arizona394,500
Virginia383,700
Montana375,800
Connecticut366,900
Florida359,000
Alaska352,900
Delaware352,000
Minnesota329,300
Vermont316,600
Wyoming309,700
Georgia303,300
Maine296,600
North Carolina288,900
Tennessee286,700
Texas283,800
Wisconsin266,500
Illinois263,300
South Carolina259,000
South Dakota257,400
Pennsylvania254,500
North Dakota249,900
New Mexico248,100
Nebraska238,600
Michigan231,600
Missouri230,300
Indiana218,200
Kansas217,200
Louisiana216,500
Ohio214,800
Alabama209,900
Iowa208,000
Kentucky205,600
Oklahoma199,800
Arkansas188,000
Mississippi169,800
West Virginia162,600

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates

Download every state, metro area and county, ranked (CSV)

Available history

Median monthly costs · all homeowners
Data periodUnited States (dollars)
2020–2024332,700
2019–2023303,400
2018–2022281,900
2017–2021244,900
2016–2020229,800
2015–2019217,500
2014–2018204,900
2013–2017193,500
2012–2016184,700
2011–2015178,600
2010–2014175,700
2009–2013176,700
2008–2012181,400
2007–2011186,200
2006–2010188,400
2005–2009185,400

Source: U.S. Census Bureau, American Community Survey 5-Year EstimatesDownload data (CSV)

Sources and method

U.S. Census Bureau, American Community Survey 5-Year Estimates supplies the figures shown.

Census selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.

About these figures

ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

90% margin of error for United States, 2020–2024: ±$236.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.