The cost of owning a home
Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.
United States Median monthly costs · owners without a mortgage
$638
per month 2020–2024
Choose another place under “Refine this comparison” to compare the same data.
Change, 2019–2023 to 2020–2024
+$26.00 (+4.25%)
The Census estimate covers 2020–2024. Adjacent five-year estimates overlap.
Changes over time
United States: Median monthly costs · owners without a mortgage
per month · 2005–2009 to 2020–2024
Compare places on a map
Median monthly costs · owners without a mortgage by state
2020–2024 · per month
Median monthly costs · owners without a mortgage · 2020–2024
| Place | dollars |
|---|---|
| New Jersey | 1,232 |
| Connecticut | 1,071 |
| Massachusetts | 1,043 |
| New Hampshire | 995 |
| New York | 958 |
| District of Columbia | 899 |
| Rhode Island | 898 |
| Vermont | 837 |
| California | 829 |
| Illinois | 792 |
| Washington | 773 |
| Maryland | 753 |
| Minnesota | 698 |
| Hawaii | 697 |
| Alaska | 690 |
| Oregon | 684 |
| Texas | 678 |
| Nebraska | 677 |
| Florida | 673 |
| Colorado | 663 |
| Wisconsin | 659 |
| Pennsylvania | 644 |
| Kansas | 641 |
| Maine | 638 |
| South Dakota | 617 |
| Iowa | 616 |
| Michigan | 602 |
| North Dakota | 590 |
| Virginia | 589 |
| Ohio | 588 |
| Montana | 571 |
| Utah | 564 |
| Delaware | 562 |
| Nevada | 558 |
| Missouri | 546 |
| Wyoming | 545 |
| Georgia | 541 |
| Arizona | 525 |
| Oklahoma | 519 |
| Indiana | 517 |
| Idaho | 493 |
| North Carolina | 490 |
| Kentucky | 469 |
| Tennessee | 464 |
| New Mexico | 451 |
| South Carolina | 448 |
| Alabama | 447 |
| Louisiana | 442 |
| Arkansas | 437 |
| Mississippi | 432 |
| West Virginia | 398 |
Source: U.S. Census Bureau, American Community Survey
Available history
| Data period | United States (dollars) |
|---|---|
| 2020–2024 | 638 |
| 2019–2023 | 612 |
| 2018–2022 | 584 |
| 2017–2021 | 538 |
| 2016–2020 | 509 |
| 2015–2019 | 500 |
| 2014–2018 | 490 |
| 2013–2017 | 474 |
| 2012–2016 | 462 |
| 2011–2015 | 458 |
| 2010–2014 | 457 |
| 2009–2013 | 452 |
| 2008–2012 | 449 |
| 2007–2011 | 444 |
| 2006–2010 | 431 |
| 2005–2009 | 419 |
Source: U.S. Census Bureau, American Community SurveyDownload data (CSV)
Sources and method
U.S. Census Bureau, American Community Survey supplies the figures shown.
Census selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.
About these figures
ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
90% margin of error for United States, 2020–2024: ±$1.00.
The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.
We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.