The cost of owning a home

Existing owners face a different housing bill depending on whether they have a mortgage. Census estimates include selected housing costs, rather than the price of buying a home today.

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Alabama Median monthly costs · owners without a mortgage

$447

per month 2020–2024

Data from U.S. Census Bureau, American Community Survey

United States in 2020–2024

$638

Change, 2019–2023 to 2020–2024

+$17.00 (+3.95%)

The Census estimate covers 2020–2024. Adjacent five-year estimates overlap.

Changes over time

Alabama: Median monthly costs · owners without a mortgage

per month · 2005–2009 to 2020–2024

Source: U.S. Census Bureau, American Community Survey American Default Research · americandefault.org/affordability/owner-housing-costs/
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Median monthly costs · owners without a mortgage by state

2020–2024 · per month

$398–$490$493–$564$571–$644$659–$753$773–$1,232

Median monthly costs · owners without a mortgage · 2020–2024

Source: U.S. Census Bureau, American Community Survey American Default Research · americandefault.org/affordability/owner-housing-costs/
States, ranked, 2020–2024
Placedollars
New Jersey1,232
Connecticut1,071
Massachusetts1,043
New Hampshire995
New York958
District of Columbia899
Rhode Island898
Vermont837
California829
Illinois792
Washington773
Maryland753
Minnesota698
Hawaii697
Alaska690
Oregon684
Texas678
Nebraska677
Florida673
Colorado663
Wisconsin659
Pennsylvania644
Kansas641
Maine638
South Dakota617
Iowa616
Michigan602
North Dakota590
Virginia589
Ohio588
Montana571
Utah564
Delaware562
Nevada558
Missouri546
Wyoming545
Georgia541
Arizona525
Oklahoma519
Indiana517
Idaho493
North Carolina490
Kentucky469
Tennessee464
New Mexico451
South Carolina448
Alabama447
Louisiana442
Arkansas437
Mississippi432
West Virginia398

Source: U.S. Census Bureau, American Community Survey

Download every state, metro area and county, ranked (CSV)

Available history

Median monthly costs · owners without a mortgage
Data periodAlabama (dollars)United States (dollars)
2020–2024447638
2019–2023430612
2018–2022414584
2017–2021383538
2016–2020367509
2015–2019363500
2014–2018358490
2013–2017348474
2012–2016343462
2011–2015345458
2010–2014349457
2009–2013349452
2008–2012346449
2007–2011342444
2006–2010329431
2005–2009313419

Source: U.S. Census Bureau, American Community SurveyDownload data (CSV)

Sources and method

U.S. Census Bureau, American Community Survey supplies the figures shown.

Census selected monthly owner costs include mortgage payments where applicable, property tax, insurance, utilities and fuel. Owners with and without a mortgage are reported separately.

About these figures

ACS five-year estimates pool five years of responses. Adjacent estimates overlap and should not be read as single-year price changes.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

90% margin of error for Alabama, 2020–2024: ±$2.00.

90% margin of error for United States, 2020–2024: ±$1.00.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.