Homeowners insurance costs
Premiums describe what coverage costs. Nonrenewal rates describe the share of policies an insurer did not renew. They need separate measures and denominators.
ZIP 98103 Annual premium per policy
$1,423
per policy per year 2022
Data from U.S. Department of the Treasury, Federal Insurance Office
Choose another place under “Refine this comparison” to compare the same data.
Change, 2021 to 2022
−$19.21 (−1.33%)
Historical Treasury data cover represented private policies in 2018–2022. ZIP codes can cross county lines; these figures aren’t current quotes.
Changes over time
There isn’t enough history for a chart. The available values are below.
Available history
| Data period | ZIP 98103 (dollars) |
|---|---|
| 2022 | 1,423.30 |
| 2021 | 1,442.52 |
| 2020 | 1,405.89 |
| 2019 | 1,362.75 |
| 2018 | 1,305.03 |
Source: U.S. Department of the Treasury, Federal Insurance OfficeDownload data (CSV)
Sources and method
U.S. Department of the Treasury, Federal Insurance Office supplies the figures shown.
Treasury’s historical estimates cover represented private HO-3 and HO-5 policies. Individual ZIP anomalies were not validated; the estimates are not quotes for an individual home.
About these figures
These historical estimates cover represented private homeowners policies in ZIP codes.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.
We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.