Workers’ health insurance costs

An employee’s premium contribution is the part paid by the worker. It differs from the total premium and from a deductible that applies when someone uses care.

Refine this comparison

Washington Worker contribution · single coverage

$1,381

per enrolled employee per year 2025

Data from Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance Component

United States in 2025

$1,817

Change, 2024 to 2025

−$65.00 (−4.5%)

Changes over time

Worker contribution · single coverage in Washington fell 4.5% from 2024

per enrolled employee per year · 1996 to 2025

Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance Component American Default Research · americandefault.org/affordability/employee-health-insurance/
Download data (CSV)

A break in the line marks a period without a published value.

Compare places on a map

Worker contribution · single coverage by state

2025 · per enrolled employee per year

$857–$1,591$1,618–$1,748$1,767–$1,913$1,931–$2,046$2,048–$2,350

Worker contribution · single coverage · 2025

Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance Component American Default Research · americandefault.org/affordability/employee-health-insurance/

Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance Component

Download every state, metro area and county, ranked (CSV)

Available history

Worker contribution · single coverage
Data periodWashington (dollars)United States (dollars)
20251,381.001,817.00
20241,446.001,789.00
20231,201.001,640.00
20221,272.001,637.00
20211,314.001,643.00
20201,135.001,532.00
2019970.001,489.00
2018955.001,427.00
2017903.001,415.00
2016984.001,325.00
2015739.001,255.00
2014937.001,234.00
2013680.001,170.00
2012877.001,118.00
2011866.001,090.00
2010746.001,021.00
2009640.00957.00
2008569.00882.00
2006623.00788.00
2005384.00723.00
2004427.00671.00
2003385.00606.00
2002305.90564.83
2001302.65498.40
2000283.98449.68
1999347.10420.35
1998221.26383.48
1997162.00320.00
1996203.00342.00

Source: Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance ComponentDownload data (CSV)

Sources and method

Agency for Healthcare Research and Quality, Medical Expenditure Panel Survey–Insurance Component supplies the figures shown.

These estimates cover private-sector employer health plans. Worker contributions are what employees pay toward premiums. Total premiums also include the employer-paid portion; deductibles apply when covered care is used.

About these figures

These estimates describe employer-sponsored coverage in the source population. They do not describe every worker or the price of an individual Marketplace plan.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.