Household Affordability Tracker
See how household costs, income and financial strain vary across the country.
Alabama Credit card debt balance per capita
$3,400
dollars per consumer 2025
Data from Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
United States in 2025
$4,350
Change, 2024 to 2025
+$150 (+4.62%)
Changes over time
Credit card debt balance per capita in Alabama rose 4.62% from 2024
dollars per consumer · 2003 to 2025
Compare places on a map
Credit card debt balance per capita by state
2025 · dollars per consumer
Credit card debt balance per capita · 2025
| Place | dollars |
|---|---|
| District of Columbia | 5,500 |
| Alaska | 5,250 |
| Hawaii | 5,220 |
| New Jersey | 5,160 |
| Maryland | 5,090 |
| Nevada | 5,060 |
| Florida | 5,050 |
| California | 5,000 |
| Connecticut | 4,960 |
| Colorado | 4,910 |
| New York | 4,820 |
| Virginia | 4,770 |
| Massachusetts | 4,650 |
| Washington | 4,640 |
| Texas | 4,620 |
| Georgia | 4,610 |
| Arizona | 4,530 |
| Delaware | 4,520 |
| New Hampshire | 4,500 |
| Rhode Island | 4,490 |
| Illinois | 4,260 |
| Utah | 4,260 |
| North Carolina | 4,160 |
| South Carolina | 4,090 |
| Oregon | 4,030 |
| Minnesota | 3,990 |
| Wyoming | 3,990 |
| North Dakota | 3,970 |
| Pennsylvania | 3,950 |
| Idaho | 3,870 |
| Montana | 3,850 |
| Vermont | 3,790 |
| Maine | 3,760 |
| Tennessee | 3,710 |
| Kansas | 3,670 |
| Michigan | 3,670 |
| Nebraska | 3,650 |
| Louisiana | 3,610 |
| Ohio | 3,560 |
| Missouri | 3,550 |
| South Dakota | 3,530 |
| New Mexico | 3,520 |
| Oklahoma | 3,460 |
| Indiana | 3,410 |
| Alabama | 3,400 |
| Wisconsin | 3,400 |
| Arkansas | 3,310 |
| Iowa | 3,250 |
| West Virginia | 3,180 |
| Kentucky | 3,140 |
| Mississippi | 3,030 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
Available history
| Data period | Alabama (dollars) | United States (dollars) |
|---|---|---|
| 2025 | 3,400 | 4,350 |
| 2024 | 3,250 | 4,180 |
| 2023 | 3,060 | 3,950 |
| 2022 | 2,690 | 3,480 |
| 2021 | 2,370 | 3,060 |
| 2020 | 2,330 | 2,970 |
| 2019 | 2,550 | 3,390 |
| 2018 | 2,420 | 3,220 |
| 2017 | 2,370 | 3,100 |
| 2016 | 2,190 | 2,930 |
| 2015 | 2,110 | 2,800 |
| 2014 | 2,070 | 2,730 |
| 2013 | 2,050 | 2,710 |
| 2012 | 2,180 | 2,850 |
| 2011 | 2,240 | 2,950 |
| 2010 | 2,320 | 3,050 |
| 2009 | 2,510 | 3,370 |
| 2008 | 2,820 | 3,670 |
| 2007 | 2,790 | 3,490 |
| 2006 | 2,560 | 3,170 |
| 2005 | 2,510 | 3,060 |
| 2004 | 2,600 | 3,040 |
| 2003 | 2,600 | 2,960 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / EquifaxDownload data (CSV)
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Sources and method
Federal Reserve Bank of New York, Consumer Credit Panel / Equifax supplies the figures shown.
The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.
About these figures
Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.
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