Household Affordability Tracker
See how household costs, income and financial strain vary across the country.
Alabama Average monthly Marketplace premium before tax credits
$743
per month 2026
Data from Centers for Medicare & Medicaid Services, Marketplace Open Enrollment Period Public Use Files
United States in 2026
$741
Change, 2025 to 2026
+$94.00 (+14.48%)
Changes over time
Average monthly Marketplace premium before tax credits in Alabama rose 14.48% from 2025
per month · 2021 to 2026
Compare places on a map
Average monthly Marketplace premium before tax credits by state
2026 · per month
Average monthly Marketplace premium before tax credits · 2026
| Place | dollars |
|---|---|
| West Virginia | 1,314 |
| Wyoming | 1,217 |
| Vermont | 1,090 |
| Alaska | 1,043 |
| Connecticut | 1,030 |
| Maine | 913 |
| Delaware | 901 |
| New Mexico | 842 |
| Arkansas | 839 |
| Tennessee | 838 |
| Illinois | 816 |
| Mississippi | 816 |
| District of Columbia | 815 |
| New York | 812 |
| Florida | 806 |
| Nebraska | 800 |
| Kentucky | 797 |
| Wisconsin | 784 |
| Kansas | 779 |
| Hawaii | 778 |
| Georgia | 777 |
| Louisiana | 759 |
| North Carolina | 755 |
| Alabama | 743 |
| Pennsylvania | 742 |
| Oregon | 741 |
| Washington | 738 |
| California | 737 |
| New Jersey | 734 |
| Montana | 729 |
| Oklahoma | 727 |
| Missouri | 724 |
| Texas | 709 |
| Arizona | 688 |
| South Dakota | 684 |
| Colorado | 673 |
| Ohio | 665 |
| Nevada | 659 |
| Michigan | 657 |
| South Carolina | 655 |
| Rhode Island | 649 |
| Minnesota | 639 |
| Indiana | 623 |
| Iowa | 615 |
| Massachusetts | 594 |
| North Dakota | 591 |
| Virginia | 575 |
| Utah | 571 |
| New Hampshire | 553 |
| Maryland | 542 |
| Idaho | 509 |
Source: Centers for Medicare & Medicaid Services, Marketplace Open Enrollment Period Public Use Files
Available history
| Data period | Alabama (dollars) | United States (dollars) |
|---|---|---|
| 2026 | 743 | 741 |
| 2025 | 649 | 619 |
| 2024 | 706 | 605 |
| 2023 | 743 | 605 |
| 2022 | 765 | Not reported |
| 2021 | 729 | Not reported |
Source: Centers for Medicare & Medicaid Services, Marketplace Open Enrollment Period Public Use FilesDownload data (CSV)
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Starting rate: Freddie Mac, Primary Mortgage Market Survey, 7.32% for the week of 2026-10-22. The inputs are editable assumptions, not a loan offer.
Sources and method
Centers for Medicare & Medicaid Services, Marketplace Open Enrollment Period Public Use Files supplies the figures shown.
The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.
About these figures
Averages cover people who picked a plan during open enrollment. They are not the price of a particular plan, and they differ from what workers pay for job-based coverage.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.
We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.