Household Affordability Tracker

See how household costs, income and financial strain vary across the country.

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Washington Auto loan debt balance per capita

$4,810

dollars per consumer 2025

Data from Federal Reserve Bank of New York, Consumer Credit Panel / Equifax

United States in 2025

$5,660

Change, 2024 to 2025

−$120 (−2.43%)

Changes over time

Auto loan debt balance per capita in Washington fell 2.43% from 2024

dollars per consumer · 2003 to 2025

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax American Default Research · americandefault.org/affordability/
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Auto loan debt balance per capita by state

2025 · dollars per consumer

$3,350–$4,810$4,850–$5,150$5,210–$5,790$5,810–$6,230$6,370–$8,000

Auto loan debt balance per capita · 2025

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax American Default Research · americandefault.org/affordability/

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax

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Available history

Auto loan debt balance per capita
Data periodWashington (dollars)United States (dollars)
20254,8105,660
20244,9305,680
20235,0205,640
20224,8505,470
20214,6205,210
20204,4504,960
20194,4704,850
20184,4504,700
20174,2004,520
20163,9604,340
20153,6704,070
20143,3503,720
20133,0803,420
20122,9403,270
20112,7903,050
20102,7802,950
20092,9303,030
20083,2103,310
20073,2503,360
20063,2203,360
20053,1403,240
20043,0103,040
20032,8902,960

Source: Federal Reserve Bank of New York, Consumer Credit Panel / EquifaxDownload data (CSV)

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Excludes property tax, homeowners insurance, HOA fees and mortgage insurance (PMI). This is not a complete housing bill.

Starting rate: Freddie Mac, Primary Mortgage Market Survey, 7.32% for the week of 2026-10-22. The inputs are editable assumptions, not a loan offer.

Sources and method

Federal Reserve Bank of New York, Consumer Credit Panel / Equifax supplies the figures shown.

The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.

About these figures

Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.