Household Affordability Tracker
See how household costs, income and financial strain vary across the country.
Washington Share of auto loan debt balances 90 or more days late
3.78%
percent of balance 2025
Data from Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
United States in 2025
5.18%
Change, 2024 to 2025
+0.69 percentage points
Changes over time
Share of auto loan debt balances 90 or more days late in Washington rose 22.33% from 2024
percent of balance · 2003 to 2025
Compare places on a map
Share of auto loan debt balances 90 or more days late by state
2025 · percent of balance
Share of auto loan debt balances 90 or more days late · 2025
| Place | % |
|---|---|
| District of Columbia | 13.58 |
| Mississippi | 7.68 |
| Georgia | 6.99 |
| Alabama | 6.55 |
| Louisiana | 6.55 |
| Indiana | 6.26 |
| Michigan | 6.25 |
| South Carolina | 6.18 |
| Nevada | 6.16 |
| Delaware | 6.12 |
| New Mexico | 6.07 |
| North Carolina | 6.06 |
| Maryland | 6 |
| Texas | 5.76 |
| Tennessee | 5.69 |
| Arkansas | 5.61 |
| Illinois | 5.59 |
| Arizona | 5.56 |
| Missouri | 5.55 |
| Florida | 5.53 |
| Oklahoma | 5.48 |
| Ohio | 5.34 |
| West Virginia | 5.27 |
| Kentucky | 4.92 |
| California | 4.84 |
| Pennsylvania | 4.79 |
| Virginia | 4.64 |
| New York | 4.27 |
| New Jersey | 4.23 |
| Kansas | 4.04 |
| Montana | 4.02 |
| Colorado | 4.01 |
| Washington | 3.78 |
| Hawaii | 3.67 |
| South Dakota | 3.65 |
| Wisconsin | 3.64 |
| Oregon | 3.59 |
| Rhode Island | 3.54 |
| Iowa | 3.53 |
| Wyoming | 3.49 |
| Idaho | 3.27 |
| Nebraska | 3.25 |
| Maine | 3.09 |
| Connecticut | 3.06 |
| Minnesota | 3.03 |
| New Hampshire | 3.02 |
| Utah | 2.95 |
| Alaska | 2.94 |
| North Dakota | 2.92 |
| Vermont | 2.84 |
| Massachusetts | 2.59 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
Available history
| Data period | Washington (%) | United States (%) |
|---|---|---|
| 2025 | 3.78 | 5.18 |
| 2024 | 3.09 | 4.8 |
| 2023 | 2.5 | 4.2 |
| 2022 | 2.04 | 3.81 |
| 2021 | 2.1 | 4.04 |
| 2020 | 2.52 | 4.76 |
| 2019 | 2.56 | 4.87 |
| 2018 | 2.25 | 4.41 |
| 2017 | 2.26 | 4.03 |
| 2016 | 2.08 | 3.75 |
| 2015 | 2.06 | 3.32 |
| 2014 | 2.23 | 3.48 |
| 2013 | 2.42 | 3.45 |
| 2012 | 3.06 | 3.97 |
| 2011 | 3.63 | 4.78 |
| 2010 | 3.87 | 5.24 |
| 2009 | 3.63 | 4.83 |
| 2008 | 2.85 | 3.92 |
| 2007 | 2.06 | 3.08 |
| 2006 | 1.63 | 2.56 |
| 2005 | 1.38 | 2.13 |
| 2004 | 1.67 | 2.47 |
| 2003 | 1.33 | 2.21 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / EquifaxDownload data (CSV)
Try a hypothetical home purchase
See the principal and interest payment for a price and loan assumptions you choose.
Excludes property tax, homeowners insurance, HOA fees and mortgage insurance (PMI). This is not a complete housing bill.
Starting rate: Freddie Mac, Primary Mortgage Market Survey, 7.32% for the week of 2026-10-22. The inputs are editable assumptions, not a loan offer.
Sources and method
Federal Reserve Bank of New York, Consumer Credit Panel / Equifax supplies the figures shown.
The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.
About these figures
Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.
We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.