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United States Median debt in collections

$2,528

dollars August 2025

Data from Urban Institute, Debt in America

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Median debt in collections by state

August 2025 · dollars

$1,690–$2,211$2,310–$2,365$2,368–$2,482$2,503–$2,728$2,737–$3,345

Median debt in collections · August 2025

Source: Urban Institute, Debt in America American Default Research · americandefault.org/affordability/
States, ranked, August 2025
Placedollars
Nevada3,345
Wyoming3,290
Washington3,197
Florida3,074
South Dakota3,011
California2,958
Delaware2,883
Arizona2,877
Colorado2,816
Hawaii2,790
New Hampshire2,737
Idaho2,728
Texas2,688
Georgia2,635
New York2,572
North Dakota2,569
South Carolina2,542
Utah2,535
Alaska2,531
Nebraska2,513
Maryland2,503
District of Columbia2,482
Pennsylvania2,478
Virginia2,465
Illinois2,455
Rhode Island2,432
Tennessee2,413
New Jersey2,394
Minnesota2,384
Montana2,371
New Mexico2,368
Oklahoma2,365
Indiana2,360
Massachusetts2,359
Arkansas2,352
Connecticut2,346
Michigan2,343
Kansas2,334
Oregon2,332
Louisiana2,323
West Virginia2,310
Alabama2,211
Missouri2,200
North Carolina2,184
Mississippi2,140
Maine2,103
Wisconsin2,092
Vermont2,079
Iowa2,023
Ohio1,986
Kentucky1,690

Source: Urban Institute, Debt in America

Download every state, metro area and county, ranked (CSV)

Available history

Median debt in collections
Data periodUnited States (dollars)
Aug 20252,528

Source: Urban Institute, Debt in AmericaDownload data (CSV)

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Sources and method

Urban Institute, Debt in America supplies the figures shown.

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About these figures

Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

Debt in America data: Breno Braga, Signe-Mary McKernan, Samantha Atherton and Kassandra Martinchek, “Debt in America,” Urban Institute, last updated November 20, 2025, datacatalog.urban.org. Licensed under the Open Data Commons Attribution License.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.