Household Affordability Tracker

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Washington Student loan debt balance per capita

$4,250

dollars per consumer 2025

Data from Federal Reserve Bank of New York, Consumer Credit Panel / Equifax

United States in 2025

$5,460

Change, 2024 to 2025

−$40.00 (−0.93%)

Changes over time

Student loan debt balance per capita in Washington fell 0.93% from 2024

dollars per consumer · 2003 to 2025

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax American Default Research · americandefault.org/affordability/
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Student loan debt balance per capita by state

2025 · dollars per consumer

$3,180–$4,480$4,490–$4,990$5,110–$5,630$5,630–$6,060$6,100–$12,650

Student loan debt balance per capita · 2025

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax American Default Research · americandefault.org/affordability/

Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax

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Available history

Student loan debt balance per capita
Data periodWashington (dollars)United States (dollars)
20254,2505,460
20244,2905,560
20234,3105,620
20224,3505,640
20214,3805,640
20204,4105,580
20194,3305,510
20184,2705,390
20174,1105,130
20164,0304,920
20153,8604,660
20143,7104,490
20133,5404,250
20123,3804,000
20113,0303,620
20102,8203,370
20092,5403,010
20082,3002,670
20072,0602,250
20061,8101,970
20051,5001,610
20041,3501,440
20039801,060

Source: Federal Reserve Bank of New York, Consumer Credit Panel / EquifaxDownload data (CSV)

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Starting rate: Freddie Mac, Primary Mortgage Market Survey, 7.32% for the week of 2026-10-22. The inputs are editable assumptions, not a loan offer.

Sources and method

Federal Reserve Bank of New York, Consumer Credit Panel / Equifax supplies the figures shown.

The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.

About these figures

Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.