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United States Student loan debt balance per capita
$5,460
dollars per consumer 2025
Data from Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
Choose another place under “Refine this comparison” to compare the same data.
Change, 2024 to 2025
−$100 (−1.8%)
Changes over time
Student loan debt balance per capita in the United States fell 1.8% from 2024
dollars per consumer · 2003 to 2025
Compare places on a map
Student loan debt balance per capita by state
2025 · dollars per consumer
Student loan debt balance per capita · 2025
| Place | dollars |
|---|---|
| District of Columbia | 12,650 |
| Georgia | 7,120 |
| Maryland | 6,830 |
| New Jersey | 6,540 |
| Connecticut | 6,470 |
| Pennsylvania | 6,450 |
| Delaware | 6,320 |
| Massachusetts | 6,120 |
| Mississippi | 6,120 |
| South Carolina | 6,120 |
| Virginia | 6,100 |
| New York | 6,060 |
| Louisiana | 6,010 |
| New Hampshire | 5,950 |
| Illinois | 5,940 |
| Ohio | 5,860 |
| Minnesota | 5,820 |
| Colorado | 5,760 |
| Michigan | 5,700 |
| Vermont | 5,670 |
| North Carolina | 5,630 |
| Rhode Island | 5,630 |
| Oregon | 5,600 |
| Alabama | 5,470 |
| Maine | 5,320 |
| Kentucky | 5,270 |
| Kansas | 5,190 |
| Missouri | 5,180 |
| Texas | 5,140 |
| Tennessee | 5,120 |
| Florida | 5,110 |
| Nebraska | 4,990 |
| Arizona | 4,960 |
| Arkansas | 4,890 |
| North Dakota | 4,880 |
| Indiana | 4,830 |
| South Dakota | 4,820 |
| Iowa | 4,730 |
| California | 4,650 |
| Wisconsin | 4,600 |
| Oklahoma | 4,490 |
| Idaho | 4,480 |
| Nevada | 4,480 |
| Montana | 4,390 |
| Washington | 4,250 |
| West Virginia | 4,240 |
| Utah | 3,980 |
| New Mexico | 3,900 |
| Alaska | 3,860 |
| Hawaii | 3,810 |
| Wyoming | 3,180 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / Equifax
Available history
| Data period | United States (dollars) |
|---|---|
| 2025 | 5,460 |
| 2024 | 5,560 |
| 2023 | 5,620 |
| 2022 | 5,640 |
| 2021 | 5,640 |
| 2020 | 5,580 |
| 2019 | 5,510 |
| 2018 | 5,390 |
| 2017 | 5,130 |
| 2016 | 4,920 |
| 2015 | 4,660 |
| 2014 | 4,490 |
| 2013 | 4,250 |
| 2012 | 4,000 |
| 2011 | 3,620 |
| 2010 | 3,370 |
| 2009 | 3,010 |
| 2008 | 2,670 |
| 2007 | 2,250 |
| 2006 | 1,970 |
| 2005 | 1,610 |
| 2004 | 1,440 |
| 2003 | 1,060 |
Source: Federal Reserve Bank of New York, Consumer Credit Panel / EquifaxDownload data (CSV)
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Sources and method
Federal Reserve Bank of New York, Consumer Credit Panel / Equifax supplies the figures shown.
The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.
About these figures
Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.
Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.
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