Household Affordability Tracker

See how household costs, income and financial strain vary across the country.

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Washington Share with any debt in collections

14.25%

percent of people August 2025

Data from Urban Institute, Debt in America

United States in August 2025

22.71%

Changes over time

There isn’t enough history for a chart. The available values are below.

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Share with any debt in collections by state

August 2025 · percent of people

12.77%–15.97%16.08%–18.34%19.21%–21.85%21.92%–27.36%27.56%–33.15%

Share with any debt in collections · August 2025

Source: Urban Institute, Debt in America American Default Research · americandefault.org/affordability/

Source: Urban Institute, Debt in America

Download every state, metro area and county, ranked (CSV)

Available history

Share with any debt in collections
Data periodWashington (%)United States (%)
Aug 202514.2522.71

Source: Urban Institute, Debt in AmericaDownload data (CSV)

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Excludes property tax, homeowners insurance, HOA fees and mortgage insurance (PMI). This is not a complete housing bill.

Starting rate: Freddie Mac, Primary Mortgage Market Survey, 7.32% for the week of 2026-10-22. The inputs are editable assumptions, not a loan offer.

Sources and method

Urban Institute, Debt in America supplies the figures shown.

The selected source’s unit, population and data period determine what the figure describes. The measures are not added into a total household budget.

About these figures

Survey respondents, aggregate income and utility disconnection events have different denominators. These measures are not added together.

Place comparisons use the same data period. An older common period is named beside the comparison. A missing or withheld value is never changed to zero.

The CSV includes the original source notes, annotations and estimate margins where supplied. Original source data remain subject to their publishers’ terms.

Debt in America data: Breno Braga, Signe-Mary McKernan, Samantha Atherton and Kassandra Martinchek, “Debt in America,” Urban Institute, last updated November 20, 2025, datacatalog.urban.org. Licensed under the Open Data Commons Attribution License.

We write with AI tools. Every figure comes from the data and sources named on this page, and automated checks compare it with them before it's published.