---
title: "New Serious Delinquency Rate, Borrowers Age 60 to 69"
slug: new-serious-delinquency-rate-borrowers-age-60-to-69
summary: "Borrowers age 60 to 69 had 1.7% of their debt go 90 or more days late in the year to Q2 2026, down from 2.1% a year earlier"
category: "Debt"
unit: percent
frequency: quarterly
direction: higher_is_worse
latest_value: 1.7446692701081208
latest_period: "2026-Q2"
trend: falling
last_updated: "2026-10-29T17:24:17Z"
source: "New York Fed Consumer Credit Panel / Equifax"
measurement_basis: "The share of the debt held by borrowers age 60 to 69 that turned seriously delinquent, meaning 90 or more days late, during the latest four quarters, taken from the New York Fed's Quarterly Report on Household Debt and Credit, Page 24 Data ('Transition into Serious Delinquency (90+) by Age'). All loan types are pooled, and the figure is a four-quarter moving sum, so each quarter's reading describes a full year. Underlying data: the Consumer Credit Panel, a 5 percent sample of Equifax files, excluding borrowers without a recorded birth year. Dated to quarter end; the New York Fed revises history every quarter."
source_url: https://www.newyorkfed.org/microeconomics/hhdc
canonical_html: https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/
citation_apa: "Kilburn, R. (2026). New Serious Delinquency Rate, Borrowers Age 60 to 69 [Data set]. American Default Research. https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/"
citation_chicago: "Kilburn, Ross. 2026. \"New Serious Delinquency Rate, Borrowers Age 60 to 69.\" American Default Research. https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/."
citation_mla: "Kilburn, Ross. \"New Serious Delinquency Rate, Borrowers Age 60 to 69.\" American Default Research, 2026, americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/."
---

# New Serious Delinquency Rate, Borrowers Age 60 to 69

> Borrowers age 60 to 69 had 1.7% of their debt go 90 or more days late in the year to Q2 2026, down from 2.1% a year earlier

## Current Reading

As of 2026-Q2, New Serious Delinquency Rate, Borrowers Age 60 to 69 is **1.74%** (falling — improving for households).

of the debt owed by borrowers age 60 to 69 became 90 or more days late in the year to Q2 2026

## Recent Values

| Period | Value |
|--------|-------|
| 2026-Q2 | 1.74% |
| 2026-Q1 | 1.99% |
| 2025-Q4 | 2.37% |
| 2025-Q3 | 2.17% |
| 2025-Q2 | 2.06% |
| 2025-Q1 | 1.72% |
| 2024-Q4 | 1.13% |
| 2024-Q3 | 1.14% |
| 2024-Q2 | 1.09% |
| 2024-Q1 | 1.03% |
| 2023-Q4 | 0.98% |
| 2023-Q3 | 0.92% |

## Historical Context

- Peak since 2000: **5.07%** in Q3 2009
- Low since 2000: **0.64%** in Q3 2021
- Pre-pandemic average (2015-01 – 2019-12): **1.44%**
- Post-pandemic average (2020-01 – 2024-12): **0.94%**

## Methodology

This indicator carries quarterly observations and is interpreted as higher values indicate worse household conditions. Source: New York Fed Consumer Credit Panel / Equifax.
Measurement basis: The share of the debt held by borrowers age 60 to 69 that turned seriously delinquent, meaning 90 or more days late, during the latest four quarters, taken from the New York Fed's Quarterly Report on Household Debt and Credit, Page 24 Data ('Transition into Serious Delinquency (90+) by Age'). All loan types are pooled, and the figure is a four-quarter moving sum, so each quarter's reading describes a full year. Underlying data: the Consumer Credit Panel, a 5 percent sample of Equifax files, excluding borrowers without a recorded birth year. Dated to quarter end; the New York Fed revises history every quarter.
Automation: collected automatically on the daily refresh pipeline, with no hand entry.

## Source

New York Fed Consumer Credit Panel / Equifax — [https://www.newyorkfed.org/microeconomics/hhdc](https://www.newyorkfed.org/microeconomics/hhdc)

Data retrieved: 2026-10-29T17:24:17Z

## Related Indicators

- [new-serious-delinquency-rate-borrowers-age-18-to-29](https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-18-to-29/)

## Machine-Readable Endpoints

- HTML page: https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/
- JSON: https://americandefault.org/api/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69.json
- CSV: https://americandefault.org/api/downloads/new-serious-delinquency-rate-borrowers-age-60-to-69.csv
- BibTeX: https://americandefault.org/citations/new-serious-delinquency-rate-borrowers-age-60-to-69.bib
- RIS: https://americandefault.org/citations/new-serious-delinquency-rate-borrowers-age-60-to-69.ris

## Citation

**APA 7th**

    Kilburn, R. (2026). New Serious Delinquency Rate, Borrowers Age 60 to 69 [Data set]. American Default Research. https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/

**Chicago (author-date)**

    Kilburn, Ross. 2026. "New Serious Delinquency Rate, Borrowers Age 60 to 69." American Default Research. https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/.

**MLA 9th**

    Kilburn, Ross. "New Serious Delinquency Rate, Borrowers Age 60 to 69." American Default Research, 2026, americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-60-to-69/.

Use **American Default Research** as the institutional name in source lists, bibliographies, and press citations. **American Default** is the brand and URL form. **American Distress Index (ADI)** is the product name for the national composite score.