---
title: "Motor Vehicle Insurance CPI"
slug: motor-vehicle-insurance-cpi
summary: "Motor vehicle insurance prices fell 5% in the 12 months to September 2026, by our calculation from U.S. Bureau of Labor Statistics data."
category: "Prices"
unit: percent
frequency: monthly
direction: higher_is_worse
latest_value: -4.98320087330877
latest_period: "2026-09"
trend: unknown
trend_suppressed: "rate_of_change_series"
last_updated: "2026-10-14T00:00:00Z"
source: "U.S. Bureau of Labor Statistics"
measurement_basis: "Year-over-year percent change computed from the seasonally adjusted Bureau of Labor Statistics Motor Vehicle Insurance CPI (CUSR0000SETE); seasonally adjusted values may be revised"
source_url: https://data.bls.gov/timeseries/CUSR0000SETE
canonical_html: https://americandefault.org/indicators/motor-vehicle-insurance-cpi/
citation_apa: "Kilburn, R. (2026). Motor Vehicle Insurance CPI [Data set]. American Default Research. https://americandefault.org/indicators/motor-vehicle-insurance-cpi/"
citation_chicago: "Kilburn, Ross. 2026. \"Motor Vehicle Insurance CPI.\" American Default Research. https://americandefault.org/indicators/motor-vehicle-insurance-cpi/."
citation_mla: "Kilburn, Ross. \"Motor Vehicle Insurance CPI.\" American Default Research, 2026, americandefault.org/indicators/motor-vehicle-insurance-cpi/."
---

# Motor Vehicle Insurance CPI

> Motor vehicle insurance prices fell 5% in the 12 months to September 2026, by our calculation from U.S. Bureau of Labor Statistics data.

## Current Reading

As of September 2026, Motor Vehicle Insurance CPI is **-4.98%**.

## What Changed

- Motor vehicle insurance prices were 5% lower than a year earlier in September 2026, down from a 12-month change of 3.2% in September 2025.
- The 12-month change was -5.1% a month earlier, in August 2026, about the same.

## Recent Values

| Period | Value |
|--------|-------|
| 2026-09 | -4.98% |
| 2026-08 | -5.13% |
| 2026-07 | -4.46% |
| 2026-06 | -4.11% |
| 2026-05 | -2.01% |
| 2026-04 | 0.2% |
| 2026-03 | 0.76% |
| 2026-02 | 0.16% |
| 2026-01 | 0.54% |
| 2025-12 | 2.82% |
| 2025-09 | 3.15% |
| 2025-08 | 4.62% |

## Historical Context

- Peak since 2001: **22.65%** in April 2024
- Low since 2001: **-14.29%** in May 2020
- Pre-pandemic average (2015-01 – 2019-12): **5.52%**
- Post-pandemic average (2020-01 – 2024-12): **8.52%**

## Methodology

This indicator carries monthly observations and is interpreted as higher values indicate worse household conditions. Source: U.S. Bureau of Labor Statistics.
Measurement basis: Year-over-year percent change computed from the seasonally adjusted Bureau of Labor Statistics Motor Vehicle Insurance CPI (CUSR0000SETE); seasonally adjusted values may be revised
Automation: collected automatically on the daily refresh pipeline, with no hand entry.

## Source

U.S. Bureau of Labor Statistics — [https://data.bls.gov/timeseries/CUSR0000SETE](https://data.bls.gov/timeseries/CUSR0000SETE)

Data retrieved: 2026-10-14T00:00:00Z

## Related Indicators

- [cpi-inflation-rate-all-items](https://americandefault.org/indicators/cpi-inflation-rate-all-items/)
- [the-coverage-tax](https://americandefault.org/indicators/the-coverage-tax/)

## Machine-Readable Endpoints

- HTML page: https://americandefault.org/indicators/motor-vehicle-insurance-cpi/
- JSON: https://americandefault.org/api/indicators/motor-vehicle-insurance-cpi.json
- CSV: https://americandefault.org/api/downloads/motor-vehicle-insurance-cpi.csv
- BibTeX: https://americandefault.org/citations/motor-vehicle-insurance-cpi.bib
- RIS: https://americandefault.org/citations/motor-vehicle-insurance-cpi.ris

## Citation

**APA 7th**

    Kilburn, R. (2026). Motor Vehicle Insurance CPI [Data set]. American Default Research. https://americandefault.org/indicators/motor-vehicle-insurance-cpi/

**Chicago (author-date)**

    Kilburn, Ross. 2026. "Motor Vehicle Insurance CPI." American Default Research. https://americandefault.org/indicators/motor-vehicle-insurance-cpi/.

**MLA 9th**

    Kilburn, Ross. "Motor Vehicle Insurance CPI." American Default Research, 2026, americandefault.org/indicators/motor-vehicle-insurance-cpi/.

Use **American Default Research** as the institutional name in source lists, bibliographies, and press citations. **American Default** is the brand and URL form. **American Distress Index (ADI)** is the product name for the national composite score.