---
title: "Financially Healthy Households (Financial Health Network)"
slug: financial-health-score-fhn-finhealth-survey
summary: "31% of U.S. households scored as Financially Healthy in the spring 2026 survey"
category: "Who's Hurting"
unit: percent
frequency: annual
direction: lower_is_worse
latest_value: 31.0
latest_period: "2026"
trend: stable
last_updated: "2026-09-25T03:34:21Z"
source: "Financial Health Network Annual Survey"
measurement_basis: "Share of U.S. households (individuals before the 2023 survey) the Financial Health Network classifies as Financially Healthy on its FinHealth Score, which combines eight measures of spending, saving, borrowing and planning. The Pulse survey is fielded on the University of Southern California's Understanding America Study, a probability-based internet panel recruited by address-based sampling and weighted to population benchmarks for the U.S. population. Respondents are scored from their answers; they are not asked to rate their own financial health."
source_url: https://finhealthnetwork.org/research/financial-health-pulse-2026-u-s-trends-report/
canonical_html: https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/
citation_apa: "Kilburn, R. (2026). Financially Healthy Households (Financial Health Network) [Data set]. American Default Research. https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/"
citation_chicago: "Kilburn, Ross. 2026. \"Financially Healthy Households (Financial Health Network).\" American Default Research. https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/."
citation_mla: "Kilburn, Ross. \"Financially Healthy Households (Financial Health Network).\" American Default Research, 2026, americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/."
---

# Financially Healthy Households (Financial Health Network)

> 31% of U.S. households scored as Financially Healthy in the spring 2026 survey

## Current Reading

As of 2026, Financially Healthy Households (Financial Health Network) is **31%** (stable).

of U.S. households scored Financially Healthy on the FinHealth Score

## What Changed

- 31% of U.S. households scored Financially Healthy in the spring 2026 Pulse survey.
- The same share as in 2025.

## Recent Values

| Period | Value |
|--------|-------|
| 2026 | 31% |
| 2025 | 31% |
| 2024 | 30% |
| 2023 | 31% |
| 2022 | 31% |
| 2021 | 34% |
| 2020 | 32% |
| 2019 | 29% |
| 2018 | 28% |

## Historical Context

This series is not comparable end to end, so no all-time extreme or long-run average is published for it. The source changed what it measures on the following date(s):

- 2023: The Financial Health Network sampled and weighted at the individual level through 2022 and at the household level from 2023, sampling one self-identified financial decision-maker per household. Readings on either side of this boundary describe different units. Source: https://finhealthnetwork.org/programs/financial-health-pulse/trends/

Compare readings only within a single segment. Subtracting across one of these dates measures the change in method, not in household conditions.

## Methodology

This indicator carries annual observations and is interpreted as lower values indicate worse household conditions. Source: Financial Health Network Annual Survey.
Measurement basis: Share of U.S. households (individuals before the 2023 survey) the Financial Health Network classifies as Financially Healthy on its FinHealth Score, which combines eight measures of spending, saving, borrowing and planning. The Pulse survey is fielded on the University of Southern California's Understanding America Study, a probability-based internet panel recruited by address-based sampling and weighted to population benchmarks for the U.S. population. Respondents are scored from their answers; they are not asked to rate their own financial health.
Automation: manual entry — updated by editorial team.

## Source

Financial Health Network Annual Survey — [https://finhealthnetwork.org/research/financial-health-pulse-2026-u-s-trends-report/](https://finhealthnetwork.org/research/financial-health-pulse-2026-u-s-trends-report/)

Data retrieved: 2026-09-25T03:34:21Z

## Related Indicators

- [the-buffer](https://americandefault.org/indicators/the-buffer/)
- [the-safety-net](https://americandefault.org/indicators/the-safety-net/)

## Machine-Readable Endpoints

- HTML page: https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/
- JSON: https://americandefault.org/api/indicators/financial-health-score-fhn-finhealth-survey.json
- CSV: https://americandefault.org/api/downloads/financial-health-score-fhn-finhealth-survey.csv
- BibTeX: https://americandefault.org/citations/financial-health-score-fhn-finhealth-survey.bib
- RIS: https://americandefault.org/citations/financial-health-score-fhn-finhealth-survey.ris

## Citation

**APA 7th**

    Kilburn, R. (2026). Financially Healthy Households (Financial Health Network) [Data set]. American Default Research. https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/

**Chicago (author-date)**

    Kilburn, Ross. 2026. "Financially Healthy Households (Financial Health Network)." American Default Research. https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/.

**MLA 9th**

    Kilburn, Ross. "Financially Healthy Households (Financial Health Network)." American Default Research, 2026, americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/.

Use **American Default Research** as the institutional name in source lists, bibliographies, and press citations. **American Default** is the brand and URL form. **American Distress Index (ADI)** is the product name for the national composite score.