---
title: "Bankruptcy Filings YoY Change"
slug: bankruptcy-filings
summary: "In the 12 months through Q3 2026, U.S. bankruptcy courts logged 11.4% more cases than a year earlier."
category: "Courts"
unit: percent
frequency: quarterly
direction: higher_is_worse
latest_value: 11.4
latest_period: "2026-Q3"
trend: unknown
trend_suppressed: "rate_of_change_series"
last_updated: "2026-11-04T21:32:53Z"
source: "Administrative Office of the U.S. Courts"
source_url: https://www.uscourts.gov/data-table-numbers/f-2
canonical_html: https://americandefault.org/indicators/bankruptcy-filings/
citation_apa: "Kilburn, R. (2026). Bankruptcy Filings YoY Change [Data set]. American Default Research. https://americandefault.org/indicators/bankruptcy-filings/"
citation_chicago: "Kilburn, Ross. 2026. \"Bankruptcy Filings YoY Change.\" American Default Research. https://americandefault.org/indicators/bankruptcy-filings/."
citation_mla: "Kilburn, Ross. \"Bankruptcy Filings YoY Change.\" American Default Research, 2026, americandefault.org/indicators/bankruptcy-filings/."
---

# Bankruptcy Filings YoY Change

> In the 12 months through Q3 2026, U.S. bankruptcy courts logged 11.4% more cases than a year earlier.

## Current Reading

As of 2026-Q3, Bankruptcy Filings YoY Change is **11.4%**.

## What Changed

- Bankruptcy filings over the 12 months through Q3 2026 were 11.4% higher than a year earlier, up from 10.6% in Q3 2025.
- The year-over-year change is down from 12.2% in Q2 2026, the reading a quarter earlier.

## Recent Values

| Period | Value |
|--------|-------|
| 2026-Q3 | 11.4% |
| 2026-Q2 | 12.2% |
| 2026-Q1 | 11.9% |
| 2025-Q4 | 11% |
| 2025-Q3 | 10.6% |
| 2025-Q2 | 11.5% |
| 2025-Q1 | 13.1% |
| 2024-Q4 | 14.2% |

## Historical Context

- Peak since 2024: **14.2%** in Q4 2024
- Low since 2024: **10.6%** in Q3 2025

## Methodology

This indicator carries quarterly observations and is interpreted as higher values indicate worse household conditions. Source: Administrative Office of the U.S. Courts.
Automation: collected automatically on the daily refresh pipeline, with no hand entry.

## Source

Administrative Office of the U.S. Courts — [https://www.uscourts.gov/data-table-numbers/f-2](https://www.uscourts.gov/data-table-numbers/f-2)

Data retrieved: 2026-11-04T21:32:53Z

## Related Indicators

- [chapter-13-bankruptcy-filings-yoy-change](https://americandefault.org/indicators/chapter-13-bankruptcy-filings-yoy-change/)
- [chapter-7-bankruptcy-filings-yoy-change](https://americandefault.org/indicators/chapter-7-bankruptcy-filings-yoy-change/)
- [the-wipeout-ratio](https://americandefault.org/indicators/the-wipeout-ratio/)

## Machine-Readable Endpoints

- HTML page: https://americandefault.org/indicators/bankruptcy-filings/
- JSON: https://americandefault.org/api/indicators/bankruptcy-filings.json
- CSV: https://americandefault.org/api/downloads/bankruptcy-filings.csv
- BibTeX: https://americandefault.org/citations/bankruptcy-filings.bib
- RIS: https://americandefault.org/citations/bankruptcy-filings.ris

## Citation

**APA 7th**

    Kilburn, R. (2026). Bankruptcy Filings YoY Change [Data set]. American Default Research. https://americandefault.org/indicators/bankruptcy-filings/

**Chicago (author-date)**

    Kilburn, Ross. 2026. "Bankruptcy Filings YoY Change." American Default Research. https://americandefault.org/indicators/bankruptcy-filings/.

**MLA 9th**

    Kilburn, Ross. "Bankruptcy Filings YoY Change." American Default Research, 2026, americandefault.org/indicators/bankruptcy-filings/.

Use **American Default Research** as the institutional name in source lists, bibliographies, and press citations. **American Default** is the brand and URL form. **American Distress Index (ADI)** is the product name for the national composite score.