{
  "meta": {
    "slug": "unbanked-underbanked-household-rate",
    "name": "Unbanked Household Rate",
    "branded_name": null,
    "description": null,
    "source": "Federal Deposit Insurance Corporation National Survey of Unbanked and Underbanked Households",
    "source_credit": null,
    "source_url": "https://www.fdic.gov/analysis/household-survey/",
    "frequency": "biennial",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": null,
    "door": 6,
    "trend": "stable",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-02-27T19:41:15Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/unbanked-underbanked-household-rate/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 4.2,
    "date": "2023-12-31"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2011-12-31",
      "value": 8.2
    },
    {
      "date": "2013-12-31",
      "value": 7.7
    },
    {
      "date": "2015-12-31",
      "value": 7
    },
    {
      "date": "2017-12-31",
      "value": 6.5
    },
    {
      "date": "2019-12-31",
      "value": 5.4
    },
    {
      "date": "2021-12-31",
      "value": 4.5
    },
    {
      "date": "2023-12-31",
      "value": 4.2
    }
  ]
}