{
  "meta": {
    "slug": "the-skip-rate",
    "name": "Adults Who Paid Less or Skipped Bills",
    "branded_name": "The Skip Rate",
    "description": null,
    "source": "Federal Reserve Bank of Philadelphia LIFE Survey",
    "source_credit": null,
    "source_url": "https://www.philadelphiafed.org/surveys-and-data/consumer-finance-data/life-survey",
    "frequency": "quarterly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "Share of adult respondents who reported paying less or skipping other debts or monthly bills at least once in the prior 12 months to help afford monthly bill payments. Respondents could select one or more listed coping strategies; this is not a quarterly or monthly missed-payment rate.",
    "door": 6,
    "trend": "stable",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-09-25T18:42:59Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/the-skip-rate/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 18.3,
    "date": "2026-09-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2023-03-31",
      "value": 15.9
    },
    {
      "date": "2023-06-30",
      "value": 15.2
    },
    {
      "date": "2023-09-30",
      "value": 14.7
    },
    {
      "date": "2023-12-31",
      "value": 18
    },
    {
      "date": "2024-03-31",
      "value": 18.2
    },
    {
      "date": "2024-06-30",
      "value": 15.8
    },
    {
      "date": "2024-09-30",
      "value": 16.9
    },
    {
      "date": "2024-12-31",
      "value": 17.8
    },
    {
      "date": "2025-03-31",
      "value": 16.7
    },
    {
      "date": "2025-06-30",
      "value": 18.3
    },
    {
      "date": "2025-09-30",
      "value": 19.2
    },
    {
      "date": "2025-12-31",
      "value": 19.7
    },
    {
      "date": "2026-03-31",
      "value": 18.5
    },
    {
      "date": "2026-06-30",
      "value": 17.4
    },
    {
      "date": "2026-09-30",
      "value": 18.3
    }
  ]
}