{
  "meta": {
    "slug": "the-repo-line",
    "name": "Auto Loans 90+ Days Past Due",
    "branded_name": "The Repo Line",
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "Percent of outstanding auto loan balances that are 90 or more days delinquent, using the \"AUTO\" series in the New York Fed table \"Percent of Balance 90+ Days Delinquent by Loan Type\" (unit: Percent; source: New York Fed Consumer Credit Panel/Equifax). This is a balance-level rate, not a share of borrowers.",
    "door": 1,
    "trend": "rising",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-08-11T00:00:00Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/the-repo-line/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 5.49,
    "date": "2026-06-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2003-03-31",
      "value": 2.33
    },
    {
      "date": "2003-06-30",
      "value": 2.26
    },
    {
      "date": "2003-09-30",
      "value": 2.16
    },
    {
      "date": "2003-12-31",
      "value": 2.16
    },
    {
      "date": "2004-03-31",
      "value": 2.32
    },
    {
      "date": "2004-06-30",
      "value": 2.17
    },
    {
      "date": "2004-09-30",
      "value": 2.27
    },
    {
      "date": "2004-12-31",
      "value": 2.42
    },
    {
      "date": "2005-03-31",
      "value": 2.38
    },
    {
      "date": "2005-06-30",
      "value": 1.99
    },
    {
      "date": "2005-09-30",
      "value": 2.03
    },
    {
      "date": "2005-12-31",
      "value": 2.09
    },
    {
      "date": "2006-03-31",
      "value": 2.15
    },
    {
      "date": "2006-06-30",
      "value": 2.22
    },
    {
      "date": "2006-09-30",
      "value": 2.58
    },
    {
      "date": "2006-12-31",
      "value": 2.62
    },
    {
      "date": "2007-03-31",
      "value": 2.59
    },
    {
      "date": "2007-06-30",
      "value": 2.54
    },
    {
      "date": "2007-09-30",
      "value": 2.76
    },
    {
      "date": "2007-12-31",
      "value": 3.05
    },
    {
      "date": "2008-03-31",
      "value": 3.22
    },
    {
      "date": "2008-06-30",
      "value": 3.26
    },
    {
      "date": "2008-09-30",
      "value": 3.64
    },
    {
      "date": "2008-12-31",
      "value": 3.94
    },
    {
      "date": "2009-03-31",
      "value": 4.35
    },
    {
      "date": "2009-06-30",
      "value": 4.47
    },
    {
      "date": "2009-09-30",
      "value": 4.68
    },
    {
      "date": "2009-12-31",
      "value": 4.92
    },
    {
      "date": "2010-03-31",
      "value": 5.01
    },
    {
      "date": "2010-06-30",
      "value": 4.84
    },
    {
      "date": "2010-09-30",
      "value": 4.83
    },
    {
      "date": "2010-12-31",
      "value": 5.27
    },
    {
      "date": "2011-03-31",
      "value": 5.09
    },
    {
      "date": "2011-06-30",
      "value": 4.99
    },
    {
      "date": "2011-09-30",
      "value": 5.03
    },
    {
      "date": "2011-12-31",
      "value": 4.82
    },
    {
      "date": "2012-03-31",
      "value": 4.55
    },
    {
      "date": "2012-06-30",
      "value": 4.24
    },
    {
      "date": "2012-09-30",
      "value": 4.25
    },
    {
      "date": "2012-12-31",
      "value": 4.03
    },
    {
      "date": "2013-03-31",
      "value": 3.92
    },
    {
      "date": "2013-06-30",
      "value": 3.57
    },
    {
      "date": "2013-09-30",
      "value": 3.37
    },
    {
      "date": "2013-12-31",
      "value": 3.35
    },
    {
      "date": "2014-03-31",
      "value": 3.32
    },
    {
      "date": "2014-06-30",
      "value": 3.27
    },
    {
      "date": "2014-09-30",
      "value": 3.14
    },
    {
      "date": "2014-12-31",
      "value": 3.47
    },
    {
      "date": "2015-03-31",
      "value": 3.34
    },
    {
      "date": "2015-06-30",
      "value": 3.36
    },
    {
      "date": "2015-09-30",
      "value": 3.36
    },
    {
      "date": "2015-12-31",
      "value": 3.37
    },
    {
      "date": "2016-03-31",
      "value": 3.52
    },
    {
      "date": "2016-06-30",
      "value": 3.46
    },
    {
      "date": "2016-09-30",
      "value": 3.58
    },
    {
      "date": "2016-12-31",
      "value": 3.75
    },
    {
      "date": "2017-03-31",
      "value": 3.82
    },
    {
      "date": "2017-06-30",
      "value": 3.92
    },
    {
      "date": "2017-09-30",
      "value": 3.97
    },
    {
      "date": "2017-12-31",
      "value": 4.05
    },
    {
      "date": "2018-03-31",
      "value": 4.26
    },
    {
      "date": "2018-06-30",
      "value": 4.17
    },
    {
      "date": "2018-09-30",
      "value": 4.27
    },
    {
      "date": "2018-12-31",
      "value": 4.47
    },
    {
      "date": "2019-03-31",
      "value": 4.69
    },
    {
      "date": "2019-06-30",
      "value": 4.64
    },
    {
      "date": "2019-09-30",
      "value": 4.71
    },
    {
      "date": "2019-12-31",
      "value": 4.94
    },
    {
      "date": "2020-03-31",
      "value": 5.05
    },
    {
      "date": "2020-06-30",
      "value": 5.03
    },
    {
      "date": "2020-09-30",
      "value": 4.82
    },
    {
      "date": "2020-12-31",
      "value": 4.77
    },
    {
      "date": "2021-03-31",
      "value": 4.79
    },
    {
      "date": "2021-06-30",
      "value": 4.35
    },
    {
      "date": "2021-09-30",
      "value": 4.05
    },
    {
      "date": "2021-12-31",
      "value": 3.98
    },
    {
      "date": "2022-03-31",
      "value": 4
    },
    {
      "date": "2022-06-30",
      "value": 3.86
    },
    {
      "date": "2022-09-30",
      "value": 3.89
    },
    {
      "date": "2022-12-31",
      "value": 3.73
    },
    {
      "date": "2023-03-31",
      "value": 3.89
    },
    {
      "date": "2023-06-30",
      "value": 3.82
    },
    {
      "date": "2023-09-30",
      "value": 3.91
    },
    {
      "date": "2023-12-31",
      "value": 4.17
    },
    {
      "date": "2024-03-31",
      "value": 4.41
    },
    {
      "date": "2024-06-30",
      "value": 4.43
    },
    {
      "date": "2024-09-30",
      "value": 4.586374695863747
    },
    {
      "date": "2024-12-31",
      "value": 4.83
    },
    {
      "date": "2025-03-31",
      "value": 4.986601705237515
    },
    {
      "date": "2025-06-30",
      "value": 4.990936555891238
    },
    {
      "date": "2025-09-30",
      "value": 5.02
    },
    {
      "date": "2025-12-31",
      "value": 5.20755848830234
    },
    {
      "date": "2026-03-31",
      "value": 5.6
    },
    {
      "date": "2026-06-30",
      "value": 5.49
    }
  ]
}