{
  "meta": {
    "slug": "the-60-day-line",
    "name": "Bankcard Balances 60+ Days Past Due (Equifax)",
    "branded_name": "The 60-Day Line",
    "description": null,
    "source": "Equifax Monthly Press Release",
    "source_credit": null,
    "source_url": "https://www.equifax.com/resource/-/asset/report/monthly-national-consumer-credit-trends-report-july-2026-portfolio/",
    "frequency": "monthly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "Share of bankcard balances that are 60 or more days past due in Equifax's monthly U.S. National Consumer Credit Trends Portfolio report. This is a share of card balances, not a share of accounts or borrowers.",
    "door": 1,
    "trend": "unknown",
    "trend_suppressed": "frequency_violation",
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-10-20T00:00:00Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/the-60-day-line/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 2.74,
    "date": "2026-09-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2024-09-30",
      "value": 3.01
    },
    {
      "date": "2024-10-31",
      "value": 3.09
    },
    {
      "date": "2024-12-31",
      "value": 3.16
    },
    {
      "date": "2025-10-31",
      "value": 2.91
    },
    {
      "date": "2025-12-31",
      "value": 3.03
    },
    {
      "date": "2026-06-30",
      "value": 2.71
    },
    {
      "date": "2026-07-31",
      "value": 2.7
    },
    {
      "date": "2026-08-31",
      "value": 2.71
    },
    {
      "date": "2026-09-30",
      "value": 2.74
    }
  ]
}