{
  "meta": {
    "slug": "tenants-and-household-insurance-cpi",
    "name": "Tenants' and Household Insurance CPI",
    "branded_name": null,
    "description": null,
    "source": "U.S. Bureau of Labor Statistics",
    "source_credit": null,
    "source_url": "https://data.bls.gov/timeseries/CUUR0000SEHD",
    "frequency": "monthly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": "CUUR0000SEHD",
    "series_id": null,
    "measurement_basis": "Year-over-year percent change computed from the Bureau of Labor Statistics Tenants' and Household Insurance CPI (CUUR0000SEHD, not seasonally adjusted; BLS publishes no seasonally adjusted series for it). The index prices a fixed renters' insurance policy, which BLS uses to track the cost of insuring a home's contents. BLS samples only renters' policies, so coverage on the house itself is not in this index. Because the policy is held fixed, it moves less than the average premium bill, which also rises when coverage, deductibles or rebuilding values change. Industry and regulator figures (the National Association of Insurance Commissioners and the Treasury's Federal Insurance Office) report larger increases in the average premium per policy.",
    "door": 0,
    "trend": "falling",
    "trend_suppressed": "rate_of_change_series",
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-10-29T17:24:17Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/tenants-and-household-insurance-cpi/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
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    "date": "2026-09-01"
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