{
  "meta": {
    "slug": "student-loan-payment-burden-of-discretionary-income",
    "name": "Student Loan Borrowers Behind on Payments or in Collections",
    "branded_name": null,
    "description": null,
    "source": "Board of Governors of the Federal Reserve System, Survey of Household Economics and Decisionmaking (SHED)",
    "source_credit": null,
    "source_url": "https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-higher-education-and-student-loans.htm",
    "frequency": "annual",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": null,
    "door": 0,
    "trend": "rising",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-02-27T20:12:43Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "historical",
    "page_url": "https://americandefault.org/indicators/student-loan-payment-burden-of-discretionary-income/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": null,
  "last_verified": {
    "value": 20,
    "date": "2024-12-31"
  },
  "data": [
    {
      "date": "2018-12-31",
      "value": 20
    },
    {
      "date": "2019-12-31",
      "value": 17
    },
    {
      "date": "2022-12-31",
      "value": 15
    },
    {
      "date": "2023-12-31",
      "value": 16
    },
    {
      "date": "2024-12-31",
      "value": 20
    }
  ]
}