{
  "meta": {
    "slug": "plastic-ceiling",
    "name": "Total Credit Card Debt Outstanding",
    "branded_name": "Plastic Ceiling",
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "billions_usd",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": null,
    "door": 3,
    "trend": "rising",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "bidirectional",
    "last_updated": "2026-08-11T00:00:00Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/plastic-ceiling/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 1263,
    "date": "2026-06-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2003-03-31",
      "value": 688
    },
    {
      "date": "2003-06-30",
      "value": 693
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    {
      "date": "2003-09-30",
      "value": 693
    },
    {
      "date": "2003-12-31",
      "value": 698
    },
    {
      "date": "2004-03-31",
      "value": 695
    },
    {
      "date": "2004-06-30",
      "value": 697
    },
    {
      "date": "2004-09-30",
      "value": 706
    },
    {
      "date": "2004-12-31",
      "value": 717
    },
    {
      "date": "2005-03-31",
      "value": 710
    },
    {
      "date": "2005-06-30",
      "value": 717
    },
    {
      "date": "2005-09-30",
      "value": 732
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    {
      "date": "2005-12-31",
      "value": 736
    },
    {
      "date": "2006-03-31",
      "value": 723
    },
    {
      "date": "2006-06-30",
      "value": 739
    },
    {
      "date": "2006-09-30",
      "value": 754
    },
    {
      "date": "2006-12-31",
      "value": 767
    },
    {
      "date": "2007-03-31",
      "value": 764
    },
    {
      "date": "2007-06-30",
      "value": 796
    },
    {
      "date": "2007-09-30",
      "value": 817
    },
    {
      "date": "2007-12-31",
      "value": 839
    },
    {
      "date": "2008-03-31",
      "value": 837
    },
    {
      "date": "2008-06-30",
      "value": 850
    },
    {
      "date": "2008-09-30",
      "value": 858
    },
    {
      "date": "2008-12-31",
      "value": 866
    },
    {
      "date": "2009-03-31",
      "value": 843
    },
    {
      "date": "2009-06-30",
      "value": 824
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    {
      "date": "2009-09-30",
      "value": 812
    },
    {
      "date": "2009-12-31",
      "value": 795
    },
    {
      "date": "2010-03-31",
      "value": 762.4
    },
    {
      "date": "2010-06-30",
      "value": 744.4
    },
    {
      "date": "2010-09-30",
      "value": 731.1
    },
    {
      "date": "2010-12-31",
      "value": 729.6
    },
    {
      "date": "2011-03-31",
      "value": 696.4
    },
    {
      "date": "2011-06-30",
      "value": 694.3000000000001
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    {
      "date": "2011-09-30",
      "value": 693.3000000000001
    },
    {
      "date": "2011-12-31",
      "value": 704
    },
    {
      "date": "2012-03-31",
      "value": 678.8
    },
    {
      "date": "2012-06-30",
      "value": 672
    },
    {
      "date": "2012-09-30",
      "value": 674
    },
    {
      "date": "2012-12-31",
      "value": 679
    },
    {
      "date": "2013-03-31",
      "value": 660
    },
    {
      "date": "2013-06-30",
      "value": 668
    },
    {
      "date": "2013-09-30",
      "value": 672
    },
    {
      "date": "2013-12-31",
      "value": 683
    },
    {
      "date": "2014-03-31",
      "value": 659
    },
    {
      "date": "2014-06-30",
      "value": 669
    },
    {
      "date": "2014-09-30",
      "value": 680
    },
    {
      "date": "2014-12-31",
      "value": 700
    },
    {
      "date": "2015-03-31",
      "value": 684
    },
    {
      "date": "2015-06-30",
      "value": 703
    },
    {
      "date": "2015-09-30",
      "value": 714
    },
    {
      "date": "2015-12-31",
      "value": 733
    },
    {
      "date": "2016-03-31",
      "value": 712
    },
    {
      "date": "2016-06-30",
      "value": 729
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    {
      "date": "2016-09-30",
      "value": 747
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    {
      "date": "2016-12-31",
      "value": 779
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    {
      "date": "2017-03-31",
      "value": 764
    },
    {
      "date": "2017-06-30",
      "value": 784
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    {
      "date": "2017-09-30",
      "value": 808
    },
    {
      "date": "2017-12-31",
      "value": 834
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    {
      "date": "2018-03-31",
      "value": 815
    },
    {
      "date": "2018-06-30",
      "value": 829
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    {
      "date": "2018-09-30",
      "value": 844
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    {
      "date": "2018-12-31",
      "value": 870
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    {
      "date": "2019-03-31",
      "value": 848
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    {
      "date": "2019-06-30",
      "value": 868
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    {
      "date": "2019-09-30",
      "value": 881
    },
    {
      "date": "2019-12-31",
      "value": 927
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    {
      "date": "2020-03-31",
      "value": 893
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    {
      "date": "2020-06-30",
      "value": 817
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    {
      "date": "2020-09-30",
      "value": 807
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    {
      "date": "2020-12-31",
      "value": 819
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    {
      "date": "2021-03-31",
      "value": 770
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    {
      "date": "2021-06-30",
      "value": 787
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    {
      "date": "2021-09-30",
      "value": 804
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    {
      "date": "2021-12-31",
      "value": 856
    },
    {
      "date": "2022-03-31",
      "value": 841
    },
    {
      "date": "2022-06-30",
      "value": 887
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    {
      "date": "2022-09-30",
      "value": 925
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    {
      "date": "2022-12-31",
      "value": 986
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    {
      "date": "2023-03-31",
      "value": 986
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    {
      "date": "2023-06-30",
      "value": 1031
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    {
      "date": "2023-09-30",
      "value": 1079
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    {
      "date": "2023-12-31",
      "value": 1129
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    {
      "date": "2024-03-31",
      "value": 1115
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    {
      "date": "2024-06-30",
      "value": 1142
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    {
      "date": "2024-09-30",
      "value": 1166
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    {
      "date": "2024-12-31",
      "value": 1211
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    {
      "date": "2025-03-31",
      "value": 1182
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    {
      "date": "2025-06-30",
      "value": 1209
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    {
      "date": "2025-09-30",
      "value": 1233
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    {
      "date": "2025-12-31",
      "value": 1277
    },
    {
      "date": "2026-03-31",
      "value": 1242
    },
    {
      "date": "2026-06-30",
      "value": 1263
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  ]
}