{
  "meta": {
    "slug": "new-serious-delinquency-rate-borrowers-age-70-and-over",
    "name": "New Serious Delinquency Rate, Borrowers Age 70 and Over",
    "branded_name": null,
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "Among borrowers age 70 and over, the percent of debt balances that moved into serious delinquency (90 or more days late) over the most recent four quarters, every loan type together. Published by the Federal Reserve Bank of New York in its Quarterly Report on Household Debt and Credit as 'Transition into Serious Delinquency (90+) by Age' (Page 24 Data), a four-quarter moving sum. Drawn from the Consumer Credit Panel, a 5 percent sample of Equifax credit files, leaving out anyone with an unknown birth year. Each value is dated to the end of its quarter, and prior quarters are revised by the New York Fed at each release.",
    "door": 1,
    "trend": "falling",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-10-29T17:24:17Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-70-and-over/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 1.7967071947579474,
    "date": "2026-06-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2000-03-31",
      "value": 1.8583789302120437
    },
    {
      "date": "2000-06-30",
      "value": 2.1763751365846953
    },
    {
      "date": "2000-09-30",
      "value": 2.1131342166110416
    },
    {
      "date": "2000-12-31",
      "value": 2.3302957229667256
    },
    {
      "date": "2001-03-31",
      "value": 2.4240820424399496
    },
    {
      "date": "2001-06-30",
      "value": 2.3443290724733945
    },
    {
      "date": "2001-09-30",
      "value": 2.412011117343429
    },
    {
      "date": "2001-12-31",
      "value": 2.2600702317309747
    },
    {
      "date": "2002-03-31",
      "value": 2.3684917242693095
    },
    {
      "date": "2002-06-30",
      "value": 2.054797876404726
    },
    {
      "date": "2002-09-30",
      "value": 2.1889203424053516
    },
    {
      "date": "2002-12-31",
      "value": 2.5575894069212075
    },
    {
      "date": "2003-03-31",
      "value": 2.5716939306839075
    },
    {
      "date": "2003-06-30",
      "value": 2.8115556728073954
    },
    {
      "date": "2003-09-30",
      "value": 2.809534580458784
    },
    {
      "date": "2003-12-31",
      "value": 2.6892304479208726
    },
    {
      "date": "2004-03-31",
      "value": 2.366683080122108
    },
    {
      "date": "2004-06-30",
      "value": 2.227563530989102
    },
    {
      "date": "2004-09-30",
      "value": 2.2317964927597007
    },
    {
      "date": "2004-12-31",
      "value": 1.980404030957949
    },
    {
      "date": "2005-03-31",
      "value": 2.205994831016834
    },
    {
      "date": "2005-06-30",
      "value": 2.166719572343268
    },
    {
      "date": "2005-09-30",
      "value": 2.2604320568980825
    },
    {
      "date": "2005-12-31",
      "value": 2.166119770150452
    },
    {
      "date": "2006-03-31",
      "value": 2.0236864843049815
    },
    {
      "date": "2006-06-30",
      "value": 2.1272606878791853
    },
    {
      "date": "2006-09-30",
      "value": 1.9617046589760183
    },
    {
      "date": "2006-12-31",
      "value": 2.0046561843819566
    },
    {
      "date": "2007-03-31",
      "value": 2.184222461825565
    },
    {
      "date": "2007-06-30",
      "value": 2.522682118155422
    },
    {
      "date": "2007-09-30",
      "value": 2.938811569453406
    },
    {
      "date": "2007-12-31",
      "value": 3.1223766810724167
    },
    {
      "date": "2008-03-31",
      "value": 3.471841930756978
    },
    {
      "date": "2008-06-30",
      "value": 3.373107430032931
    },
    {
      "date": "2008-09-30",
      "value": 3.469274164947623
    },
    {
      "date": "2008-12-31",
      "value": 4.398751775517243
    },
    {
      "date": "2009-03-31",
      "value": 4.907861653491576
    },
    {
      "date": "2009-06-30",
      "value": 5.938588609938169
    },
    {
      "date": "2009-09-30",
      "value": 5.99388643629496
    },
    {
      "date": "2009-12-31",
      "value": 5.667138691120588
    },
    {
      "date": "2010-03-31",
      "value": 5.295017656742049
    },
    {
      "date": "2010-06-30",
      "value": 4.730364231854795
    },
    {
      "date": "2010-09-30",
      "value": 4.759786863506061
    },
    {
      "date": "2010-12-31",
      "value": 4.40753415531521
    },
    {
      "date": "2011-03-31",
      "value": 5.248260384116832
    },
    {
      "date": "2011-06-30",
      "value": 4.540432563579783
    },
    {
      "date": "2011-09-30",
      "value": 4.227845781713662
    },
    {
      "date": "2011-12-31",
      "value": 4.338603169198953
    },
    {
      "date": "2012-03-31",
      "value": 3.2115612096216655
    },
    {
      "date": "2012-06-30",
      "value": 3.5452383820401736
    },
    {
      "date": "2012-09-30",
      "value": 3.4572214124469487
    },
    {
      "date": "2012-12-31",
      "value": 3.124418163446551
    },
    {
      "date": "2013-03-31",
      "value": 2.9682985388379572
    },
    {
      "date": "2013-06-30",
      "value": 2.7535693172033677
    },
    {
      "date": "2013-09-30",
      "value": 2.6350895722095236
    },
    {
      "date": "2013-12-31",
      "value": 2.4818695104295316
    },
    {
      "date": "2014-03-31",
      "value": 2.3173783835460946
    },
    {
      "date": "2014-06-30",
      "value": 2.054824083183932
    },
    {
      "date": "2014-09-30",
      "value": 1.77195195113977
    },
    {
      "date": "2014-12-31",
      "value": 1.7567556523941665
    },
    {
      "date": "2015-03-31",
      "value": 1.677728122352026
    },
    {
      "date": "2015-06-30",
      "value": 1.7386058860221587
    },
    {
      "date": "2015-09-30",
      "value": 1.9333086556274133
    },
    {
      "date": "2015-12-31",
      "value": 1.754076250633971
    },
    {
      "date": "2016-03-31",
      "value": 1.6718097323758956
    },
    {
      "date": "2016-06-30",
      "value": 1.557110459095467
    },
    {
      "date": "2016-09-30",
      "value": 1.337406449593565
    },
    {
      "date": "2016-12-31",
      "value": 1.453313739606299
    },
    {
      "date": "2017-03-31",
      "value": 1.4765556544800826
    },
    {
      "date": "2017-06-30",
      "value": 1.6072885922829492
    },
    {
      "date": "2017-09-30",
      "value": 1.5985360565826188
    },
    {
      "date": "2017-12-31",
      "value": 1.4580401861778556
    },
    {
      "date": "2018-03-31",
      "value": 1.5848733931963794
    },
    {
      "date": "2018-06-30",
      "value": 1.603126749062202
    },
    {
      "date": "2018-09-30",
      "value": 1.750459551009132
    },
    {
      "date": "2018-12-31",
      "value": 1.8176470747766442
    },
    {
      "date": "2019-03-31",
      "value": 1.5688076833918516
    },
    {
      "date": "2019-06-30",
      "value": 1.4902802199521072
    },
    {
      "date": "2019-09-30",
      "value": 1.3198826463364357
    },
    {
      "date": "2019-12-31",
      "value": 1.6380951219491062
    },
    {
      "date": "2020-03-31",
      "value": 1.811816156622608
    },
    {
      "date": "2020-06-30",
      "value": 1.6742946524344369
    },
    {
      "date": "2020-09-30",
      "value": 1.5997461577524918
    },
    {
      "date": "2020-12-31",
      "value": 1.112084117185159
    },
    {
      "date": "2021-03-31",
      "value": 0.8411385212675229
    },
    {
      "date": "2021-06-30",
      "value": 0.722257120821877
    },
    {
      "date": "2021-09-30",
      "value": 0.630583512939018
    },
    {
      "date": "2021-12-31",
      "value": 0.6207275994893008
    },
    {
      "date": "2022-03-31",
      "value": 0.72
    },
    {
      "date": "2022-06-30",
      "value": 0.8134835912654258
    },
    {
      "date": "2022-09-30",
      "value": 0.9313209472752594
    },
    {
      "date": "2022-12-31",
      "value": 0.9106117749145191
    },
    {
      "date": "2023-03-31",
      "value": 0.9896029814876177
    },
    {
      "date": "2023-06-30",
      "value": 1.0748199805658867
    },
    {
      "date": "2023-09-30",
      "value": 1.1137723798799335
    },
    {
      "date": "2023-12-31",
      "value": 1.3222769582691942
    },
    {
      "date": "2024-03-31",
      "value": 1.2820169972378757
    },
    {
      "date": "2024-06-30",
      "value": 1.2361665811623326
    },
    {
      "date": "2024-09-30",
      "value": 1.2681431675989285
    },
    {
      "date": "2024-12-31",
      "value": 1.2986644108899166
    },
    {
      "date": "2025-03-31",
      "value": 1.690674976926259
    },
    {
      "date": "2025-06-30",
      "value": 1.9335331009480112
    },
    {
      "date": "2025-09-30",
      "value": 2.1321737025631062
    },
    {
      "date": "2025-12-31",
      "value": 2.1372694868301716
    },
    {
      "date": "2026-03-31",
      "value": 1.905186019964096
    },
    {
      "date": "2026-06-30",
      "value": 1.7967071947579474
    }
  ]
}