{
  "meta": {
    "slug": "new-serious-delinquency-rate-borrowers-age-50-to-59",
    "name": "New Serious Delinquency Rate, Borrowers Age 50 to 59",
    "branded_name": null,
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "For borrowers age 50 to 59, the proportion of outstanding debt that reached 90 or more days past due in the past year (four quarters), all loan types combined, from the Federal Reserve Bank of New York's Quarterly Report on Household Debt and Credit (Page 24 Data, 'Transition into Serious Delinquency (90+) by Age'). The New York Fed reports it as a four-quarter moving sum of quarterly transition rates. It is based on the Consumer Credit Panel, a 5 percent sample of Equifax credit records; records with no birth year are dropped. Each figure carries its quarter's end date, and the New York Fed restates earlier quarters at each release.",
    "door": 1,
    "trend": "falling",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-10-29T17:24:17Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-50-to-59/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 2.6042404612688377,
    "date": "2026-06-30"
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  "last_verified": null,
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