{
  "meta": {
    "slug": "new-serious-delinquency-rate-borrowers-age-30-to-39",
    "name": "New Serious Delinquency Rate, Borrowers Age 30 to 39",
    "branded_name": null,
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "The percent of balances owed by borrowers age 30 to 39 that went from current, or under 90 days late, to 90 or more days late within the four quarters ending in the reading's quarter, counting mortgages, car loans, cards, student loans and all other consumer debt in one figure. Source: Federal Reserve Bank of New York, Quarterly Report on Household Debt and Credit, Page 24 Data ('Transition into Serious Delinquency (90+) by Age'), published as a four-quarter moving sum. The sample is the New York Fed Consumer Credit Panel, 5 percent of Equifax files, with unknown birth years excluded. Quarter-end dating; history is restated by the New York Fed every quarter.",
    "door": 1,
    "trend": "falling",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "higher_is_worse",
    "last_updated": "2026-10-29T17:24:17Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/new-serious-delinquency-rate-borrowers-age-30-to-39/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 2.8573524450077765,
    "date": "2026-06-30"
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  "last_verified": null,
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