{
  "meta": {
    "slug": "heloc-balance-growth",
    "name": "HELOC Balances Outstanding",
    "branded_name": null,
    "description": null,
    "source": "New York Fed Consumer Credit Panel / Equifax",
    "source_credit": null,
    "source_url": "https://www.newyorkfed.org/microeconomics/hhdc",
    "frequency": "quarterly",
    "units": "billions_usd",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": null,
    "door": 3,
    "trend": "rising",
    "trend_suppressed": null,
    "series_breaks": [],
    "direction": "bidirectional",
    "last_updated": "2026-08-11T00:00:00Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/heloc-balance-growth/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 458.5,
    "date": "2026-06-30"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2003-03-31",
      "value": 242
    },
    {
      "date": "2003-06-30",
      "value": 260
    },
    {
      "date": "2003-09-30",
      "value": 269
    },
    {
      "date": "2003-12-31",
      "value": 302
    },
    {
      "date": "2004-03-31",
      "value": 328
    },
    {
      "date": "2004-06-30",
      "value": 367
    },
    {
      "date": "2004-09-30",
      "value": 426
    },
    {
      "date": "2004-12-31",
      "value": 468
    },
    {
      "date": "2005-03-31",
      "value": 502
    },
    {
      "date": "2005-06-30",
      "value": 528
    },
    {
      "date": "2005-09-30",
      "value": 541
    },
    {
      "date": "2005-12-31",
      "value": 565
    },
    {
      "date": "2006-03-31",
      "value": 582
    },
    {
      "date": "2006-06-30",
      "value": 590
    },
    {
      "date": "2006-09-30",
      "value": 603
    },
    {
      "date": "2006-12-31",
      "value": 604
    },
    {
      "date": "2007-03-31",
      "value": 605
    },
    {
      "date": "2007-06-30",
      "value": 619
    },
    {
      "date": "2007-09-30",
      "value": 631
    },
    {
      "date": "2007-12-31",
      "value": 647
    },
    {
      "date": "2008-03-31",
      "value": 663
    },
    {
      "date": "2008-06-30",
      "value": 679
    },
    {
      "date": "2008-09-30",
      "value": 692
    },
    {
      "date": "2008-12-31",
      "value": 705
    },
    {
      "date": "2009-03-31",
      "value": 714
    },
    {
      "date": "2009-06-30",
      "value": 713
    },
    {
      "date": "2009-09-30",
      "value": 708
    },
    {
      "date": "2009-12-31",
      "value": 706.4
    },
    {
      "date": "2010-03-31",
      "value": 695.1
    },
    {
      "date": "2010-06-30",
      "value": 682.6
    },
    {
      "date": "2010-09-30",
      "value": 673.4
    },
    {
      "date": "2010-12-31",
      "value": 667.8
    },
    {
      "date": "2011-03-31",
      "value": 640.5
    },
    {
      "date": "2011-06-30",
      "value": 624.5
    },
    {
      "date": "2011-09-30",
      "value": 638.7
    },
    {
      "date": "2011-12-31",
      "value": 627.1
    },
    {
      "date": "2012-03-31",
      "value": 611.8
    },
    {
      "date": "2012-06-30",
      "value": 589
    },
    {
      "date": "2012-09-30",
      "value": 573
    },
    {
      "date": "2012-12-31",
      "value": 563
    },
    {
      "date": "2013-03-31",
      "value": 552
    },
    {
      "date": "2013-06-30",
      "value": 540
    },
    {
      "date": "2013-09-30",
      "value": 535
    },
    {
      "date": "2013-12-31",
      "value": 529
    },
    {
      "date": "2014-03-31",
      "value": 526
    },
    {
      "date": "2014-06-30",
      "value": 521
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    {
      "date": "2014-09-30",
      "value": 512
    },
    {
      "date": "2014-12-31",
      "value": 510
    },
    {
      "date": "2015-03-31",
      "value": 510
    },
    {
      "date": "2015-06-30",
      "value": 499
    },
    {
      "date": "2015-09-30",
      "value": 492
    },
    {
      "date": "2015-12-31",
      "value": 487
    },
    {
      "date": "2016-03-31",
      "value": 485
    },
    {
      "date": "2016-06-30",
      "value": 478
    },
    {
      "date": "2016-09-30",
      "value": 472
    },
    {
      "date": "2016-12-31",
      "value": 473
    },
    {
      "date": "2017-03-31",
      "value": 456
    },
    {
      "date": "2017-06-30",
      "value": 452
    },
    {
      "date": "2017-09-30",
      "value": 448
    },
    {
      "date": "2017-12-31",
      "value": 444
    },
    {
      "date": "2018-03-31",
      "value": 436
    },
    {
      "date": "2018-06-30",
      "value": 432
    },
    {
      "date": "2018-09-30",
      "value": 422
    },
    {
      "date": "2018-12-31",
      "value": 412
    },
    {
      "date": "2019-03-31",
      "value": 406
    },
    {
      "date": "2019-06-30",
      "value": 399
    },
    {
      "date": "2019-09-30",
      "value": 396
    },
    {
      "date": "2019-12-31",
      "value": 390
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    {
      "date": "2020-03-31",
      "value": 386
    },
    {
      "date": "2020-06-30",
      "value": 375
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    {
      "date": "2020-09-30",
      "value": 362
    },
    {
      "date": "2020-12-31",
      "value": 349
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    {
      "date": "2021-03-31",
      "value": 335
    },
    {
      "date": "2021-06-30",
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    {
      "date": "2021-09-30",
      "value": 317
    },
    {
      "date": "2021-12-31",
      "value": 318
    },
    {
      "date": "2022-03-31",
      "value": 317
    },
    {
      "date": "2022-06-30",
      "value": 319
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    {
      "date": "2022-09-30",
      "value": 322
    },
    {
      "date": "2022-12-31",
      "value": 336
    },
    {
      "date": "2023-03-31",
      "value": 339
    },
    {
      "date": "2023-06-30",
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    },
    {
      "date": "2023-09-30",
      "value": 349
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    {
      "date": "2023-12-31",
      "value": 360
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    {
      "date": "2024-03-31",
      "value": 376
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    {
      "date": "2024-06-30",
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    {
      "date": "2024-09-30",
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    {
      "date": "2024-12-31",
      "value": 396
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    {
      "date": "2025-03-31",
      "value": 402
    },
    {
      "date": "2025-06-30",
      "value": 411
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    {
      "date": "2025-09-30",
      "value": 422
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    {
      "date": "2025-12-31",
      "value": 433.59999999999997
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    {
      "date": "2026-03-31",
      "value": 446
    },
    {
      "date": "2026-06-30",
      "value": 458.5
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  ]
}