{
  "meta": {
    "slug": "financial-health-score-fhn-finhealth-survey",
    "name": "Financially Healthy Households (Financial Health Network)",
    "branded_name": null,
    "description": null,
    "source": "Financial Health Network Annual Survey",
    "source_credit": null,
    "source_url": "https://finhealthnetwork.org/research/financial-health-pulse-2026-u-s-trends-report/",
    "frequency": "annual",
    "units": "percent",
    "fred_series_id": null,
    "fred_edge_series_id": null,
    "bls_series_id": null,
    "series_id": null,
    "measurement_basis": "Share of U.S. households (individuals before the 2023 survey) the Financial Health Network classifies as Financially Healthy on its FinHealth Score, which combines eight measures of spending, saving, borrowing and planning. The Pulse survey is fielded on the University of Southern California's Understanding America Study, a probability-based internet panel recruited by address-based sampling and weighted to population benchmarks for the U.S. population. Respondents are scored from their answers; they are not asked to rate their own financial health.",
    "door": 6,
    "trend": "stable",
    "trend_suppressed": null,
    "series_breaks": [
      {
        "date": "2023-01-01",
        "reason": "The Financial Health Network sampled and weighted at the individual level through 2022 and at the household level from 2023, sampling one self-identified financial decision-maker per household. Readings on either side of this boundary describe different units.",
        "source_url": "https://finhealthnetwork.org/programs/financial-health-pulse/trends/"
      }
    ],
    "direction": "lower_is_worse",
    "last_updated": "2026-09-25T03:34:21Z",
    "stale": false,
    "stale_reason": null,
    "data_status": "current",
    "page_url": "https://americandefault.org/indicators/financial-health-score-fhn-finhealth-survey/",
    "attribution": "American Default (americandefault.org) — Our analysis is free to use with attribution to American Default Research. Source data stays under each publisher's terms; cite the source named here."
  },
  "current": {
    "value": 31,
    "date": "2026-01-01"
  },
  "last_verified": null,
  "data": [
    {
      "date": "2018-01-01",
      "value": 28
    },
    {
      "date": "2019-01-01",
      "value": 29
    },
    {
      "date": "2020-01-01",
      "value": 32
    },
    {
      "date": "2021-01-01",
      "value": 34
    },
    {
      "date": "2022-01-01",
      "value": 31
    },
    {
      "date": "2023-01-01",
      "value": 31
    },
    {
      "date": "2024-01-01",
      "value": 30
    },
    {
      "date": "2025-01-01",
      "value": 31
    },
    {
      "date": "2026-01-01",
      "value": 31
    }
  ]
}