{
  "last_updated": "2026-11-03",
  "products": {
    "adi": {
      "acronym": "ADI",
      "canonical_url": "https://americandefault.org/methodology/",
      "coverage": {
        "first_period": "2005-Q1",
        "frequency": "quarterly",
        "geography": "United States",
        "last_period": "2026-Q2",
        "observation_count": 86
      },
      "data_vintage": {
        "label": "2026-Q2",
        "source_vintages": {},
        "type": "single-period"
      },
      "domain_count": 5,
      "domains": {
        "debt_burden": {
          "member_count": 1,
          "members": [
            "debt_service_ratio"
          ]
        },
        "default_legal": {
          "member_count": 2,
          "members": [
            "credit_card_chargeoff",
            "foreclosure_chargeoff_proxy"
          ]
        },
        "delinquency": {
          "member_count": 4,
          "members": [
            "auto_loan_delinquency",
            "consumer_loan_delinquency",
            "credit_card_delinquency",
            "mortgage_delinquency"
          ]
        },
        "labor": {
          "member_count": 2,
          "members": [
            "initial_claims",
            "unemployment_rate"
          ]
        },
        "safety_net_buffer": {
          "member_count": 1,
          "members": [
            "savings_rate"
          ]
        }
      },
      "downloads": [
        {
          "checksum": {
            "algorithm": "sha256",
            "source_artifact": "site/public/data/indexes/adi.json",
            "value": "6b0a1674ae05d4e3bde54a3711c71f0c53a16f4bd557aca7572d94e4f8afb611"
          },
          "format": "json",
          "url": "https://americandefault.org/data/indexes/adi.json"
        },
        {
          "checksum": {
            "algorithm": "sha256",
            "source_artifact": "site/public/data/indexes/adi.csv",
            "value": "23773c748c3a9b6db0474d7b3dbf140807c1abd95cdfb2f7b3d2990c3f07de6e"
          },
          "format": "csv",
          "url": "https://americandefault.org/data/indexes/adi.csv"
        }
      ],
      "full_name": "American Distress Index",
      "last_updated": "2026-10-15",
      "license": {
        "derived_output": "CC BY 4.0",
        "license_url": "https://creativecommons.org/licenses/by/4.0/",
        "upstream_boundary": "The license applies to American Default Research derived outputs and does not relicense upstream source data."
      },
      "mcp_profile": {
        "endpoint": "https://mcp.americandefault.org/mcp",
        "landing_page": "https://americandefault.org/press/mcp/",
        "profile_id": "org.americandefault/research",
        "status": "shared-umbrella"
      },
      "member_count": 10,
      "methodology_url": "https://americandefault.org/methodology/",
      "methodology_version": "family-v1",
      "package_release": {
        "release_date": "2026-10-26",
        "status": "released",
        "version": "family-v1.method-2026-09-23.data-basis-1"
      },
      "promotion_state": {
        "reason": "DS-00 and DS-01 parity are complete, and the DS-02 reproducible release-package gate is merged and verified.",
        "required_gate": null,
        "status": "eligible"
      },
      "source_artifact_checksum": {
        "algorithm": "sha256",
        "source_artifact": "data/releases/snapshots/adi-2026-10.json",
        "value": "6b0a1674ae05d4e3bde54a3711c71f0c53a16f4bd557aca7572d94e4f8afb611"
      },
      "stable_id": "adi"
    },
    "cdi": {
      "acronym": "CDI",
      "canonical_url": "https://americandefault.org/counties/",
      "coverage": {
        "fully_covered_count": 2826,
        "geography": "United States counties and county equivalents",
        "imputed_count": 318,
        "jurisdiction_count": 3144,
        "low_confidence_count": 59
      },
      "data_vintage": {
        "label": "through 2026-08-31",
        "source_vintages": {
          "bankruptcy.json.period": "2025-12-31",
          "community_vulnerability.json.vintage": "2024-12-31",
          "debt_delinquency.json.data_date": "2025-08-31",
          "employment.period": "2026-08-31",
          "fred_subprime.period": "2026-04-01",
          "housing_burden.json.vintage": "2024-12-31",
          "hud_fmr.json.fiscal_year": "2026-10-01",
          "income_poverty.json.vintage": "2024-12-31"
        },
        "type": "mixed-source"
      },
      "domain_count": 5,
      "domains": {
        "debt_burden": {
          "member_count": 2,
          "members": [
            "rent_to_income_ratio",
            "renters_50pct_burdened"
          ]
        },
        "default_legal": {
          "member_count": 2,
          "members": [
            "debt_in_collections_pct",
            "filing_rate_per_100k"
          ]
        },
        "delinquency": {
          "member_count": 3,
          "members": [
            "auto_loan_delinq_pct",
            "cc_delinq_pct",
            "subprime_pct"
          ]
        },
        "labor": {
          "member_count": 2,
          "members": [
            "prime_age_not_working_pct",
            "unemployment_rate_12mo_avg"
          ]
        },
        "safety_net_buffer": {
          "member_count": 5,
          "members": [
            "child_poverty_rate",
            "disability_rate",
            "median_household_income",
            "poverty_rate",
            "uninsured_rate"
          ]
        }
      },
      "downloads": [],
      "full_name": "County Distress Index",
      "last_updated": "2026-09-30",
      "license": {
        "derived_output": "CC BY 4.0",
        "license_url": "https://creativecommons.org/licenses/by/4.0/",
        "upstream_boundary": "The license applies to American Default Research derived outputs and does not relicense upstream source data."
      },
      "mcp_profile": {
        "endpoint": "https://mcp.americandefault.org/mcp",
        "landing_page": "https://americandefault.org/press/mcp/",
        "profile_id": "org.americandefault/research",
        "status": "shared-umbrella"
      },
      "member_count": 14,
      "methodology_url": "https://americandefault.org/methodology/cdi/",
      "methodology_version": "family-v1.composition-4",
      "package_release": {
        "release_date": "2026-10-26",
        "status": "released",
        "version": "composition-4.data-basis-2026-10-19"
      },
      "promotion_state": {
        "reason": "The F3 direct-need member trim and its before-and-after validation artifact are merged (composition version 4 is live).",
        "required_gate": null,
        "status": "eligible"
      },
      "source_artifact_checksum": {
        "algorithm": "sha256",
        "source_artifact": "data/county/history/cdi_2026-09-30_5.json",
        "value": "a2be6b0573cbb9e5ccfacd95ac0819d0f61ee7f3312707237ba1b0830d910343"
      },
      "stable_id": "cdi"
    },
    "sdi": {
      "acronym": "SDI",
      "canonical_url": "https://americandefault.org/states/",
      "coverage": {
        "full_count": 51,
        "geography": "United States states and District of Columbia",
        "insufficient_data_count": 0,
        "jurisdiction_count": 51,
        "partial_count": 0
      },
      "data_vintage": {
        "label": "through 2026-09",
        "source_vintages": {
          "auto_dpd90": "2026 Q2",
          "bankruptcy_per_100k": "CY2025",
          "card_dpd90": "2026 Q2",
          "collections_rate": "2026 Q2",
          "mort_dpd90": "2026 Q2",
          "severe_renter_burden": "ACS 1-Year 2025",
          "unemployment_3mo": "latest 3 months through 2026-09"
        },
        "type": "mixed-source"
      },
      "domain_count": 4,
      "domains": {
        "debt_burden": {
          "member_count": 1,
          "members": [
            "severe_renter_burden"
          ]
        },
        "default_legal": {
          "member_count": 2,
          "members": [
            "bankruptcy_per_100k",
            "collections_rate"
          ]
        },
        "delinquency": {
          "member_count": 3,
          "members": [
            "auto_dpd90",
            "card_dpd90",
            "mort_dpd90"
          ]
        },
        "labor": {
          "member_count": 1,
          "members": [
            "unemployment_3mo"
          ]
        }
      },
      "downloads": [],
      "full_name": "State Distress Index",
      "last_updated": "2026-11-03",
      "license": {
        "derived_output": "CC BY 4.0",
        "license_url": "https://creativecommons.org/licenses/by/4.0/",
        "upstream_boundary": "The license applies to American Default Research derived outputs and does not relicense upstream source data."
      },
      "mcp_profile": {
        "endpoint": null,
        "landing_page": null,
        "profile_id": null,
        "status": "planned"
      },
      "member_count": 7,
      "methodology_url": "https://americandefault.org/methodology/sdi/",
      "methodology_version": "family-v1.composition-3",
      "package_release": {
        "release_date": "2026-11-04",
        "status": "released",
        "version": "composition-3.data-basis-2026-11-03"
      },
      "promotion_state": {
        "reason": "The F2 severe-renter-burden member swap, history, version artifact, and validators are merged (composition version 3 is live).",
        "required_gate": null,
        "status": "eligible"
      },
      "source_artifact_checksum": {
        "algorithm": "sha256",
        "source_artifact": "data/releases/snapshots/sdi-2026-11.json",
        "value": "898e3e4607dd9e4d53c3e78097346ed20b3c3f7a6b60637acdfd14e8f6562622"
      },
      "stable_id": "sdi"
    }
  },
  "schema_version": "1.0.0",
  "source": "Generated from data/distribution/index_product_registry.json, data/canonical_facts.json, and canonical index artifacts"
}